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EBI vs ADC: Dividend Comparison 2026

EBI yields 1.03% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $157.8K in total portfolio value
10 years
EBI
EBI
● Live price
1.03%
Share price
$57.90
Annual div
$0.59
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$109.80
Full EBI calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — EBI vs ADC

📍 ADC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEBIADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EBI + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EBI pays
ADC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EBI
Annual income on $10K today (after 15% tax)
$87.31/yr
After 10yr DRIP, annual income (after tax)
$93.33/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $68,584.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EBI + ADC for your $10,000?

EBI: 50%ADC: 50%
100% ADC50/50100% EBI
Portfolio after 10yr
$100.0K
Annual income
$40,453.55/yr
Blended yield
40.44%
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Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

EBI
No analyst data
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EBI buys
0
ADC buys
0
No recent congressional trades found for EBI or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEBIADC
Forward yield1.03%4.13%
Annual dividend / share$0.59$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$21.1K$178.9K
Annual income after 10y$109.80$80,797.29
Total dividends collected$1.1K$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: EBI vs ADC ($10,000, DRIP)

YearEBI PortfolioEBI Income/yrADC PortfolioADC Income/yrGap
1← crossover$10,803$102.72$10,990$580.36$187.00ADC
2$11,663$103.71$12,301$860.26$638.00ADC
3$12,584$104.64$14,104$1,298.62$1.5KADC
4$13,570$105.51$16,691$2,008.16$3.1KADC
5$14,626$106.34$20,580$3,205.09$6.0KADC
6$15,757$107.12$26,754$5,330.02$11.0KADC
7$16,968$107.85$37,196$9,345.14$20.2KADC
8$18,264$108.54$56,244$17,523.09$38.0KADC
9$19,652$109.19$94,286$35,736.21$74.6KADC
10$21,138$109.80$178,949$80,797.29$157.8KADC

EBI vs ADC: Complete Analysis 2026

EBIStock

EBI provides broad exposure to the US equity market by investing in companies regardless of their market-cap, sector, and industry group. What sets it from other ETFs is that it specifically selects companies expected to have higher returns based on their profitability-to-value ratios. It may also consider several other factors for selection including industry classification, price momentum, liquidity, float, securities lending and its investment characteristics. The fund uses an integrated investment approach combining research, portfolio design, portfolio management, and trading functions. However, due to its active management, investment decisions and allocation adjustments are at the discretion of the adviser. The fund may engage in lending activities as well to generate additional income. It may lend its portfolio securities up to 33 1/3% of its total assets if it receives liquid collateral equal to at least 102% of the value of the securities being lent.

Full EBI Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.