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EBSH vs MO: Dividend Comparison 2026

EBSH yields 2.39% · MO yields 9.11%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EBSH wins by $3.6K in total portfolio value
10 years
EBSH
EBSH
● Live price
2.39%
Share price
$19.00
Annual div
$0.46
5Y div CAGR
20%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.2K
Annual income
$2,190.11
Full EBSH calculator →
MO
Altria Group Inc.
● Live price
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →

Portfolio growth — EBSH vs MO

📍 EBSH pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEBSHMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EBSH + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EBSH pays
MO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EBSH
Annual income on $10K today (after 15% tax)
$203.55/yr
After 10yr DRIP, annual income (after tax)
$1,861.59/yr
MO
Annual income on $10K today (after 15% tax)
$774.11/yr
After 10yr DRIP, annual income (after tax)
$3,444.81/yr
At 15% tax rate, MO beats the other by $1,583.22/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EBSH + MO for your $10,000?

EBSH: 50%MO: 50%
100% MO50/50100% EBSH
Portfolio after 10yr
$29.5K
Annual income
$3,121.41/yr
Blended yield
10.60%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

EBSH
No analyst data
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
+36.7% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EBSH buys
0
MO buys
0
No recent congressional trades found for EBSH or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEBSHMO
Forward yield2.39%9.11%
Annual dividend / share$0.46$4.08
Payout ratio50%78%
1-year div growth0%4.1%
5-year div CAGR20%4.3%
Portfolio after 10y$31.2K$27.7K
Annual income after 10y$2,190.11$4,052.72
Total dividends collected$9.5K$20.9K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: EBSH vs MO ($10,000, DRIP)

YearEBSH PortfolioEBSH Income/yrMO PortfolioMO Income/yrGap
1← crossover$10,987$287.37$10,740$949.88+$247.00EBSH
2$12,111$354.10$11,601$1,086.84+$510.00EBSH
3$13,396$437.72$12,608$1,250.75+$788.00EBSH
4$14,877$543.01$13,792$1,448.20+$1.1KEBSH
5$16,594$676.30$15,190$1,687.69+$1.4KEBSH
6$18,602$846.04$16,851$1,980.28+$1.8KEBSH
7$20,968$1,063.62$18,838$2,340.48+$2.1KEBSH
8$23,780$1,344.55$21,230$2,787.44+$2.5KEBSH
9$27,155$1,710.15$24,130$3,346.72+$3.0KEBSH
10$31,246$2,190.11$27,676$4,052.72+$3.6KEBSH

EBSH vs MO: Complete Analysis 2026

EBSHStock

Empire Bancshares, Inc. operates as the bank holding company for The Hicksville Bank that provides various banking products and services. It offers checking and savings, money market, NOW, and Christmas club accounts; certificates of deposit; and individual retirement accounts. The company also provides auto loans, personal consumer loans, home equity lines of credit, mortgage loans, residential construction loans, mortgages, commercial real estate lending, lines of credit, term loans, small business administration loans, and agriculture loans. In addition, it offers ATM and debit cards, online and mobile banking, bill payment, overdraft protection, wire transfer, safe deposit box rental, account research and balancing assistance, cashier checks, check cashing, money orders, night depository, and notary services. Empire Bancshares, Inc. was founded in 1901 and is based in Hicksville, Ohio.

Full EBSH Calculator →

MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.