HomeCompareEBTC vs VIG

EBTC vs VIG: Dividend Comparison 2026

EBTC yields 2.47% · VIG yields 1.64%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EBTC wins by $177.4K in total portfolio value· pulled ahead in Year 4
10 years
EBTC
EBTC
● Live price
2.47%
Share price
$39.64
Annual div
$0.98
5Y div CAGR
53.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$209.8K
Annual income
$100,113.00
Full EBTC calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.64%
Share price
$210.70
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.4K
Annual income
$179.15
Full VIG calculator →

Portfolio growth — EBTC vs VIG

📍 EBTC pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEBTCVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EBTC + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EBTC pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EBTC
Annual income on $10K today (after 15% tax)
$210.14/yr
After 10yr DRIP, annual income (after tax)
$85,096.05/yr
VIG
Annual income on $10K today (after 15% tax)
$139.33/yr
After 10yr DRIP, annual income (after tax)
$152.28/yr
At 15% tax rate, EBTC beats the other by $84,943.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EBTC + VIG for your $10,000?

EBTC: 50%VIG: 50%
100% VIG50/50100% EBTC
Portfolio after 10yr
$121.1K
Annual income
$50,146.08/yr
Blended yield
41.42%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EBTC buys
0
VIG buys
0
No recent congressional trades found for EBTC or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEBTCVIG
Forward yield2.47%1.64%
Annual dividend / share$0.98$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR53.5%0%
Portfolio after 10y$209.8K$32.4K
Annual income after 10y$100,113.00$179.15
Total dividends collected$178.0K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: EBTC vs VIG ($10,000, DRIP)

YearEBTC PortfolioEBTC Income/yrVIG PortfolioVIG Income/yrGap
1$11,079$379.49$11,304$163.92$225.00VIG
2$12,458$603.18$12,759$166.33$301.00VIG
3$14,303$972.99$14,382$168.52$79.00VIG
4← crossover$16,907$1,602.55$16,192$170.52+$715.00EBTC
5$20,808$2,717.49$18,210$172.34+$2.6KEBTC
6$27,063$4,797.95$20,460$173.98+$6.6KEBTC
7$37,909$8,951.94$22,968$175.48+$14.9KEBTC
8$58,552$17,989.29$25,763$176.83+$32.8KEBTC
9$102,510$39,860.05$28,878$178.05+$73.6KEBTC
10$209,799$100,113.00$32,350$179.15+$177.4KEBTC

EBTC vs VIG: Complete Analysis 2026

EBTCStock

Enterprise Bancorp, Inc. operates as the holding company of Enterprise Bank and Trust Company that provides commercial banking products and services. It offers commercial and retail deposit products, including checking accounts, limited-transactional savings and money market accounts, commercial sweep products, and term certificates of deposit. The company also provides commercial real estate, commercial and industrial, commercial construction, residential, and consumer loans, as well as home equity loans and lines of credit. In addition, the company offers cash management services; wealth advisory and management services that include customized investment management and trust services to individuals, family groups, commercial businesses, trusts, foundations, non-profit organizations, and endowments; brokerage and management services to individual investors; insurance services; and voice, online, and mobile banking services. As of January 27, 2022, it had 26 full-service branches located in the Massachusetts communities of Acton, Andover, Billerica, Chelmsford, Dracut, Fitchburg, Lawrence, Leominster, Lexington, Lowell, Methuen, North Andover, Tewksbury, Tyngsborough, and Westford; and in the New Hampshire communities of Derry, Hudson, Nashua, Pelham, Salem, and Windham. The company was founded in 1989 and is headquartered in Lowell, Massachusetts.

Full EBTC Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.