Is ECRP or XYLD a better dividend investment in 2026?

ECRP currently yields 15.69% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: ECRP offers higher current income.

What is the dividend yield difference between ECRP and XYLD?

ECRP has a forward dividend yield of 15.69% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4.71 percentage points.

Home › Compare › ECRP vs XYLD

ECRP vs XYLD: Dividend Comparison 2026

ECRP yields 15.69% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ECRP wins by $30.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ECRP

● Live price

15.69%

Share price

$12.75

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$55.8K

Annual income

$4,123.93

Full ECRP calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — ECRP vs XYLD

📍 ECRP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ECRP	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ECRP + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

ECRP pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ECRP

Annual income on $10K today (after 15% tax)

$1,333.33/yr

After 10yr DRIP, annual income (after tax)

$3,505.34/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, ECRP beats the other by $769.17/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ECRP + XYLD for your $10,000?

ECRP: 50%XYLD: 50%

100% XYLD50/50100% ECRP

Portfolio after 10yr

$40.6K

Annual income

$3,671.47/yr

Blended yield

9.05%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ECRP buys

XYLD buys

No recent congressional trades found for ECRP or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricECRPXYLD

Forward yield	15.69% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$55.8K ✓	$25.3K
Annual income after 10y	$4,123.93 ✓	$3,219.02
Total dividends collected	$27.8K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ECRP vs XYLD ($10,000, DRIP)

Year	ECRP Portfolio	ECRP Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,269	$1,568.63	$10,818	$1,098.39	+$1.5K → ECRP
2	$14,926	$1,798.59	$11,738	$1,222.51	+$3.2K → ECRP
3	$18,016	$2,045.01	$12,774	$1,364.64	+$5.2K → ECRP
4	$21,584	$2,306.87	$13,944	$1,527.86	+$7.6K → ECRP
5	$25,678	$2,582.93	$15,270	$1,715.87	+$10.4K → ECRP
6	$30,347	$2,871.81	$16,775	$1,933.09	+$13.6K → ECRP
7	$35,643	$3,171.99	$18,490	$2,184.87	+$17.2K → ECRP
8	$41,620	$3,481.85	$20,450	$2,477.63	+$21.2K → ECRP
9	$48,333	$3,799.72	$22,697	$2,819.19	+$25.6K → ECRP
10	$55,840	$4,123.93	$25,280	$3,219.02	+$30.6K → ECRP

ECRP vs XYLD: Complete Analysis 2026

ECRP — Stock

Chee Corp. operates in the 3D printing industry in China. The company provides 3D modeling and 3D print services to various items and accessories. Its products include design figure, badges, table plates, magnets, cups, etc. The company was founded in 2016 and is based in Qingdao, China.

Full ECRP Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.