Is EDDRF or XYLD a better dividend investment in 2026?

EDDRF currently yields 62.50% with a 5% 5-year dividend growth rate. XYLD yields 9.02% with 0.5% growth. The better choice depends on your goal: EDDRF offers higher current income.

What is the dividend yield difference between EDDRF and XYLD?

EDDRF has a forward dividend yield of 62.50% ($2.00/share annually). XYLD yields 9.02% ($3.48/share annually). The yield gap is 53.48 percentage points.

Home › Compare › EDDRF vs XYLD

EDDRF vs XYLD: Dividend Comparison 2026

EDDRF yields 62.50% · XYLD yields 9.02%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 EDDRF wins by $714.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

EDDRF

● Live price

62.50%

Share price

$3.20

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$735.9K

Annual income

$177,443.13

Full EDDRF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

9.02%

Share price

$38.60

Annual div

$3.48

5Y div CAGR

0.5%

Payout ratio

90%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.1K

Annual income

$2,363.75

Full XYLD calculator →

Portfolio growth — EDDRF vs XYLD

📍 EDDRF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	EDDRF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, EDDRF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

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May

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Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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EDDRF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EDDRF

Annual income on $10K today (after 15% tax)

$5,312.50/yr

After 10yr DRIP, annual income (after tax)

$150,826.66/yr

XYLD

Annual income on $10K today (after 15% tax)

$766.32/yr

After 10yr DRIP, annual income (after tax)

$2,009.19/yr

At 15% tax rate, EDDRF beats the other by $148,817.47/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of EDDRF + XYLD for your $10,000?

EDDRF: 50%XYLD: 50%

100% XYLD50/50100% EDDRF

Portfolio after 10yr

$378.5K

Annual income

$89,903.44/yr

Blended yield

23.75%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EDDRF buys

XYLD buys

No recent congressional trades found for EDDRF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricEDDRFXYLD

Forward yield	62.50% ✓	9.02%
Annual dividend / share	$2.00	$3.48 ✓
Payout ratio	50% ✓	90%
1-year div growth	0% ✓	-2.1%
5-year div CAGR	0%	0.5% ✓
Portfolio after 10y	$735.9K ✓	$21.1K
Annual income after 10y	$177,443.13 ✓	$2,363.75
Total dividends collected	$614.9K ✓	$15.0K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: EDDRF vs XYLD ($10,000, DRIP)

Year	EDDRF Portfolio	EDDRF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$16,950	$6,250.00	$10,626	$906.06	+$6.3K → EDDRF
2	$28,037	$9,900.70	$11,324	$995.47	+$16.7K → EDDRF
3	$45,305	$15,305.49	$12,104	$1,096.88	+$33.2K → EDDRF
4	$71,591	$23,114.13	$12,977	$1,212.21	+$58.6K → EDDRF
5	$110,737	$34,135.17	$13,958	$1,343.80	+$96.8K → EDDRF
6	$167,835	$49,346.36	$15,061	$1,494.40	+$152.8K → EDDRF
7	$249,481	$69,897.34	$16,307	$1,667.30	+$233.2K → EDDRF
8	$364,047	$97,102.68	$17,717	$1,866.48	+$346.3K → EDDRF
9	$521,955	$132,424.34	$19,317	$2,096.71	+$502.6K → EDDRF
10	$735,935	$177,443.13	$21,140	$2,363.75	+$714.8K → EDDRF

EDDRF vs XYLD: Complete Analysis 2026

EDDRF — Stock

eDreams ODIGEO S.A., together with its subsidiaries, operates as an online travel company in Europe. The company offers its online travel agency services under the eDreams, Go Voyages, Opodo, Travellink, and Liligo brands. It also provides marketing, admin and IT consulting, and metasearch services, as well as offers online advertising campaigns. Its customers access the deals in regular flights, low-cost airlines, hotels, car rental, dynamic packages, holiday packages, and travel insurance. eDreams ODIGEO S.A. was incorporated in 2011 and is based in Madrid, Spain.

Full EDDRF Calculator →

XYLD — ETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.