HomeCompareEFF vs SCHD

EFF vs SCHD: Dividend Comparison 2026

EFF yields 44.51% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EFF wins by $266.5K in total portfolio value
10 years
EFF
EFF
● Live price
44.51%
Share price
$16.33
Annual div
$7.27
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$295.5K
Annual income
$54,522.85
Full EFF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — EFF vs SCHD

📍 EFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEFFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EFF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EFF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EFF
Annual income on $10K today (after 15% tax)
$3,783.10/yr
After 10yr DRIP, annual income (after tax)
$46,344.42/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, EFF beats the other by $45,982.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EFF + SCHD for your $10,000?

EFF: 50%SCHD: 50%
100% SCHD50/50100% EFF
Portfolio after 10yr
$162.3K
Annual income
$27,474.40/yr
Blended yield
16.93%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EFF buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEFFSCHD
Forward yield44.51%3.46%
Annual dividend / share$7.27$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$295.5K$29.0K
Annual income after 10y$54,522.85$425.95
Total dividends collected$229.1K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: EFF vs SCHD ($10,000, DRIP)

YearEFF PortfolioEFF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$15,151$4,450.70$11,226$346.36+$3.9KEFF
2$22,513$6,301.99$12,572$357.38+$9.9KEFF
3$32,841$8,751.84$14,046$367.84+$18.8KEFF
4$47,071$11,931.47$15,660$377.73+$31.4KEFF
5$66,349$15,982.70$17,425$387.07+$48.9KEFF
6$92,048$21,054.48$19,354$395.86+$72.7KEFF
7$125,790$27,298.59$21,461$404.13+$104.3KEFF
8$169,460$34,864.87$23,762$411.89+$145.7KEFF
9$225,218$43,896.10$26,272$419.15+$198.9KEFF
10$295,507$54,522.85$29,010$425.95+$266.5KEFF

EFF vs SCHD: Complete Analysis 2026

EFFStock

Eaton Vance Floating-Rate Income Plus Fund is a diversified closed-end management investment company. The Fund's investment objective is total return, with an emphasis on income. Its secondary objective is preservation of capital. The Fund invests primarily in below investment grade floating-rate loans. Under normal market conditions, the Fund invests approximately 80% of its total assets in senior loans of domestic and foreign borrowers that are denominated in the United States dollars and foreign currencies. Its portfolio includes investments in various locations, such as the United States, Luxembourg, Canada, the Netherlands, Cayman Islands and Australia. Its portfolio of investments includes aerospace and defense, automotive, chemicals and plastics, ecological services and equipment, electronics/electrical, utilities, food products, healthcare, insurance and financial intermediaries. Eaton Vance Management is an investment advisor to the Fund.

Full EFF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.