HomeCompareEFIN vs JEPI

EFIN vs JEPI: Dividend Comparison 2026

EFIN yields 2.41% · JEPI yields 8.56%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EFIN wins by $146.33M in total portfolio value· pulled ahead in Year 2
10 years
EFIN
EFIN
● Live price
2.41%
Share price
$66.45
Annual div
$1.60
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$146.36M
Annual income
$135,547,160.65
Full EFIN calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.56%
Share price
$55.65
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.3K
Annual income
$1,573.67
Full JEPI calculator →

Portfolio growth — EFIN vs JEPI

📍 EFIN pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEFINJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EFIN + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EFIN pays
JEPI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EFIN
Annual income on $10K today (after 15% tax)
$204.67/yr
After 10yr DRIP, annual income (after tax)
$115,215,086.55/yr
JEPI
Annual income on $10K today (after 15% tax)
$727.38/yr
After 10yr DRIP, annual income (after tax)
$1,337.62/yr
At 15% tax rate, EFIN beats the other by $115,213,748.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EFIN + JEPI for your $10,000?

EFIN: 50%JEPI: 50%
100% JEPI50/50100% EFIN
Portfolio after 10yr
$73.20M
Annual income
$67,774,367.15/yr
Blended yield
92.59%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EFIN buys
0
JEPI buys
0
No recent congressional trades found for EFIN or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEFINJEPI
Forward yield2.41%8.56%
Annual dividend / share$1.60$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$146.36M$29.3K
Annual income after 10y$135,547,160.65$1,573.67
Total dividends collected$145.53M$12.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: EFIN vs JEPI ($10,000, DRIP)

YearEFIN PortfolioEFIN Income/yrJEPI PortfolioJEPI Income/yrGap
1$11,182$481.57$11,276$855.74$94.00JEPI
2← crossover$12,971$1,006.48$12,675$926.02+$296.00EFIN
3$16,061$2,182.29$14,207$999.01+$1.9KEFIN
4$22,236$5,050.87$15,878$1,074.57+$6.4KEFIN
5$36,863$13,070.71$17,697$1,152.57+$19.2KEFIN
6$79,946$40,502.43$19,674$1,232.87+$60.3KEFIN
7$249,726$164,183.82$21,815$1,315.29+$227.9KEFIN
8$1,225,819$958,611.86$24,131$1,399.68+$1.20MEFIN
9$10,106,935$8,795,308.61$26,630$1,485.86+$10.08MEFIN
10$146,361,581$135,547,160.65$29,323$1,573.67+$146.33MEFIN

EFIN vs JEPI: Complete Analysis 2026

EFINStock

Eastern Michigan Financial Corporation operates as the bank holding company for Eastern Michigan Bank that provides retail and commercial banking services in Michigan. The company offers interest- and noninterest-bearing checking and savings accounts, individual retirement accounts, time deposits, and certificates of deposit. It also provides home equity lines of credit, home equity term loans, automobile and truck loans, home mortgage loans, unsecured personal loans, and student loans, as well as RV, motorcycle, snowmobile, jet ski, boat, and ATV loans; equipment financing and loans, vehicle loans, working capital lines of credit, commercial real estate loans, construction and land development loans, multi-family dwelling loans, and small business association loans; and farm, construction, livestock, FSA guaranteed, and long term fixed rates loans services. In addition, the company offers cash management, online and mobile banking, bill pay, debit and credit cards, gift cards, telephone and voice response banking, electronic payment, merchant, remote deposit capture, lockbox, night deposit, notary, and safe deposit box services. It operates through nine branches in the counties of Sanilac, Huron, and St. Clair, Michigan. The company was founded in 1895 and is headquartered in Croswell, Michigan.

Full EFIN Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.