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EFL vs SCHD: Dividend Comparison 2026

EFL yields 23.17% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EFL wins by $16.4K in total portfolio value
10 years
EFL
EFL
● Live price
23.17%
Share price
$8.63
Annual div
$2.00
5Y div CAGR
-12.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.4K
Annual income
$1,306.58
Full EFL calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — EFL vs SCHD

📍 EFL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEFLSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EFL + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EFL pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EFL
Annual income on $10K today (after 15% tax)
$1,969.87/yr
After 10yr DRIP, annual income (after tax)
$1,110.59/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, EFL beats the other by $748.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EFL + SCHD for your $10,000?

EFL: 50%SCHD: 50%
100% SCHD50/50100% EFL
Portfolio after 10yr
$37.2K
Annual income
$866.26/yr
Blended yield
2.33%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EFL buys
0
SCHD buys
0
No recent congressional trades found for EFL or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEFLSCHD
Forward yield23.17%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-12.9%0%
Portfolio after 10y$45.4K$29.0K
Annual income after 10y$1,306.58$425.95
Total dividends collected$18.2K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: EFL vs SCHD ($10,000, DRIP)

YearEFL PortfolioEFL Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,719$2,018.54$11,226$346.36+$1.5KEFL
2$15,699$2,089.82$12,572$357.38+$3.1KEFL
3$18,897$2,099.76$14,046$367.84+$4.9KEFL
4$22,278$2,057.50$15,660$377.73+$6.6KEFL
5$25,812$1,974.44$17,425$387.07+$8.4KEFL
6$29,481$1,862.18$19,354$395.86+$10.1KEFL
7$33,275$1,731.32$21,461$404.13+$11.8KEFL
8$37,195$1,590.75$23,762$411.89+$13.4KEFL
9$41,247$1,447.45$26,272$419.15+$15.0KEFL
10$45,440$1,306.58$29,010$425.95+$16.4KEFL

EFL vs SCHD: Complete Analysis 2026

EFLStock

Eaton Vance Floating-Rate 2022 Target Term Trust is a diversified, closed-end management investment company. The Trust’s investment objectives are high current income and to return $9.85 per share, the original net asset value per common share before deducting offering costs of $0.02 per common share, to holders of common shares of record on or about October 31, 2022. The Trust invests in various sectors including electronics/electrical, healthcare, business equipment and services, lodging and casinos, telecommunications, cable and satellite television, chemicals and plastics, oil and gas, industrial equipment, and drugs. The Trust's investment advisor is Eaton Vance Management.

Full EFL Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.