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EFM vs DIVO: Dividend Comparison 2026

EFM yields 7.71% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EFM wins by $2.6K in total portfolio value
10 years
EFM
EFM
● Live price
7.71%
Share price
$25.93
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.3K
Annual income
$1,257.28
Full EFM calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — EFM vs DIVO

📍 EFM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEFMDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, EFM + DIVO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
EFM pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EFM
Annual income on $10K today (after 15% tax)
$655.61/yr
After 10yr DRIP, annual income (after tax)
$1,068.69/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, EFM beats the other by $234.26/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EFM + DIVO for your $10,000?

EFM: 50%DIVO: 50%
100% DIVO50/50100% EFM
Portfolio after 10yr
$32.0K
Annual income
$1,119.48/yr
Blended yield
3.50%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EFM buys
0
DIVO buys
0
No recent congressional trades found for EFM or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEFMDIVO
Forward yield7.71% ✓6.49%
Annual dividend / share$2.00$2.91 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.3K ✓$30.7K
Annual income after 10y$1,257.28 ✓$981.68
Total dividends collected$10.2K ✓$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: EFM vs DIVO ($10,000, DRIP)

YearEFM PortfolioEFM Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,471$771.31$11,349$649.42+$122.00 → EFM
2$13,101$826.91$12,833$688.83+$268.00 → EFM
3$14,901$882.61$14,459$727.90+$442.00 → EFM
4$16,882$938.19$16,238$766.49+$644.00 → EFM
5$19,057$993.39$18,179$804.47+$878.00 → EFM
6$21,439$1,048.02$20,293$841.71+$1.1K → EFM
7$24,042$1,101.88$22,591$878.14+$1.5K → EFM
8$26,880$1,154.81$25,087$913.65+$1.8K → EFM
9$29,968$1,206.65$27,791$948.18+$2.2K → EFM
10$33,323$1,257.28$30,718$981.68+$2.6K → EFM

EFM vs DIVO: Complete Analysis 2026

EFM — Stock

EFM is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in EFM shares.

Full EFM Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.