HomeCompareEFM vs SPHD

EFM vs SPHD: Dividend Comparison 2026

EFM yields 7.71% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EFM wins by $6.8K in total portfolio value
10 years
EFM
EFM
● Live price
7.71%
Share price
$25.93
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.3K
Annual income
$1,257.28
Full EFM calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — EFM vs SPHD

📍 EFM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEFMSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EFM + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EFM pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EFM
Annual income on $10K today (after 15% tax)
$655.61/yr
After 10yr DRIP, annual income (after tax)
$1,068.69/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, EFM beats the other by $583.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EFM + SPHD for your $10,000?

EFM: 50%SPHD: 50%
100% SPHD50/50100% EFM
Portfolio after 10yr
$29.9K
Annual income
$914.30/yr
Blended yield
3.05%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EFM buys
0
SPHD buys
0
No recent congressional trades found for EFM or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEFMSPHD
Forward yield7.71%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.3K$26.5K
Annual income after 10y$1,257.28$571.32
Total dividends collected$10.2K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: EFM vs SPHD ($10,000, DRIP)

YearEFM PortfolioEFM Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,471$771.31$11,133$432.85+$338.00EFM
2$13,101$826.91$12,363$450.36+$738.00EFM
3$14,901$882.61$13,695$467.39+$1.2KEFM
4$16,882$938.19$15,138$483.90+$1.7KEFM
5$19,057$993.39$16,697$499.88+$2.4KEFM
6$21,439$1,048.02$18,382$515.31+$3.1KEFM
7$24,042$1,101.88$20,198$530.17+$3.8KEFM
8$26,880$1,154.81$22,157$544.46+$4.7KEFM
9$29,968$1,206.65$24,266$558.18+$5.7KEFM
10$33,323$1,257.28$26,536$571.32+$6.8KEFM

EFM vs SPHD: Complete Analysis 2026

EFMStock

EFM is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in EFM shares.

Full EFM Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.