HomeCompareEFSG vs MO

EFSG vs MO: Dividend Comparison 2026

EFSG yields 2.20% · MO yields 6.27%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $54.5K in total portfolio value· pulled ahead in Year 5
10 years
EFSG
EFSG
● Live price
2.20%
Share price
$25.87
Annual div
$0.57
5Y div CAGR
1.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.2K
Annual income
$288.52
Full EFSG calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — EFSG vs MO

📍 MO pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEFSGMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, EFSG + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EFSG pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EFSG
Annual income on $10K today (after 15% tax)
$187.28/yr
After 10yr DRIP, annual income (after tax)
$245.24/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, MO beats the other by $24,378.02/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EFSG + MO for your $10,000?

EFSG: 50%MO: 50%
100% MO50/50100% EFSG
Portfolio after 10yr
$50.4K
Annual income
$14,628.53/yr
Blended yield
29.01%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

EFSG
No analyst data
Altman Z
0.3
Piotroski
5/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EFSG buys
0
MO buys
11
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$MO▲ Buy$1,000 - $15,0002025-08-04
Sheri Biggs🏢 House$MO▼ Sell$1,001 - $15,0002025-03-19
Pete Sessions🏢 House$MO▼ Sell$1,001 - $15,0002024-09-10
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-03-20
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-02-13
Virginia Foxx🏢 House$MO▼ Sell$1,001 - $15,0002024-01-16
Virginia Foxx🏢 House$MO▲ Buy$1,001 - $15,0002024-01-11
Ro Khanna🏢 House$MO▼ Sell$1,001 - $15,0002024-01-10
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-01-10
Virginia Foxx🏢 House$MO▼ Sell$15,001 - $50,0002024-01-10
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEFSGMO
Forward yield2.20%6.27%
Annual dividend / share$0.57$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR1.2%22.6%
Portfolio after 10y$23.2K$77.7K
Annual income after 10y$288.52$28,968.54
Total dividends collected$2.6K$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: EFSG vs MO ($10,000, DRIP)

YearEFSG PortfolioEFSG Income/yrMO PortfolioMO Income/yrGap
1$10,923$222.98$10,558$768.31+$365.00EFSG
2$11,918$230.35$11,352$1,015.87+$566.00EFSG
3$12,990$237.71$12,482$1,367.86+$508.00EFSG
4$14,144$245.05$14,103$1,883.39+$41.00EFSG
5← crossover$15,387$252.36$16,472$2,664.91$1.1KMO
6$16,723$259.65$20,024$3,897.79$3.3KMO
7$18,161$266.91$25,537$5,933.74$7.4KMO
8$19,706$274.14$34,478$9,476.77$14.8KMO
9$21,367$281.35$49,776$16,022.63$28.4KMO
10$23,151$288.52$77,699$28,968.54$54.5KMO

EFSG vs MO: Complete Analysis 2026

EFSGStock

Enterprise Financial Services Group, Inc., through its wholly owned subsidiary, Enterprise Bank, provides various banking products and services to small businesses in Western Pennsylvania. The company offers consumer checking and savings accounts; and business checking and savings accounts. It also provides commercial mortgage and term loans, commercial lines of credit, small business administration and government loans, construction and development finance, equipment finance, and working capital finance. In addition, the company offers credit and debit cards; remote deposit services; and merchant services, as well as online and mobile banking services. Enterprise Financial Services Group, Inc. was founded in 1998 and is headquartered in Allison Park, Pennsylvania.

Full EFSG Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
📬

Get this EFSG vs MO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

EFSG vs SCHDEFSG vs JEPIEFSG vs OEFSG vs KOEFSG vs MAINEFSG vs PMEFSG vs BTIEFSG vs PG

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.