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EFU vs XYLD: Dividend Comparison 2026

EFU yields 4.65% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EFU wins by $1.3K in total portfolio value
10 years
EFU
EFU
● Live price
4.65%
Share price
$8.75
Annual div
$0.41
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.1K
Annual income
$625.85
Full EFU calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — EFU vs XYLD

📍 EFU pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEFUXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, EFU + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
EFU pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EFU
Annual income on $10K today (after 15% tax)
$395.02/yr
After 10yr DRIP, annual income (after tax)
$531.97/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,316.40/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EFU + XYLD for your $10,000?

EFU: 50%XYLD: 50%
100% XYLD50/50100% EFU
Portfolio after 10yr
$26.5K
Annual income
$1,988.44/yr
Blended yield
7.51%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EFU buys
0
XYLD buys
0
No recent congressional trades found for EFU or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEFUXYLD
Forward yield4.65%11.20% ✓
Annual dividend / share$0.41$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.1K ✓$25.9K
Annual income after 10y$625.85$3,351.03 ✓
Total dividends collected$5.5K$20.2K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: EFU vs XYLD ($10,000, DRIP)

YearEFU PortfolioEFU Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,165$464.73$10,840$1,120.44+$325.00 → EFU
2$12,431$484.92$11,786$1,249.59+$645.00 → EFU
3$13,806$504.60$12,854$1,397.78+$952.00 → EFU
4$15,296$523.74$14,063$1,568.33+$1.2K → EFU
5$16,909$542.31$15,434$1,765.19+$1.5K → EFU
6$18,653$560.28$16,995$1,993.14+$1.7K → EFU
7$20,536$577.63$18,777$2,257.95+$1.8K → EFU
8$22,568$594.35$20,818$2,566.58+$1.8K → EFU
9$24,759$610.42$23,163$2,927.50+$1.6K → EFU
10$27,117$625.85$25,865$3,351.03+$1.3K → EFU

EFU vs XYLD: Complete Analysis 2026

EFU — Stock

ProShares UltraShort MSCI EAFE seeks daily investment results, before fees and expenses, that correspond to two times the inverse (-2x) of the daily performance of the MSCI EAFE Index.

Full EFU Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.