Is EGF or XYLD a better dividend investment in 2026?

EGF currently yields 4.64% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between EGF and XYLD?

EGF has a forward dividend yield of 4.64% ($0.45/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 6.34 percentage points.

Home › Compare › EGF vs XYLD

EGF vs XYLD: Dividend Comparison 2026

EGF yields 4.64% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 EGF wins by $1.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

EGF

● Live price

4.64%

Share price

$9.72

Annual div

$0.45

5Y div CAGR

-1.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.6K

Annual income

$545.00

Full EGF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — EGF vs XYLD

📍 EGF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	EGF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, EGF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

EGF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EGF

Annual income on $10K today (after 15% tax)

$394.39/yr

After 10yr DRIP, annual income (after tax)

$463.25/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,272.92/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EGF + XYLD for your $10,000?

EGF: 50%XYLD: 50%

100% XYLD50/50100% EGF

Portfolio after 10yr

$25.9K

Annual income

$1,882.01/yr

Blended yield

7.25%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EGF buys

XYLD buys

No recent congressional trades found for EGF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricEGFXYLD

Forward yield	4.64%	10.98% ✓
Annual dividend / share	$0.45	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-1.2%	0% ✓
Portfolio after 10y	$26.6K ✓	$25.3K
Annual income after 10y	$545.00	$3,219.02 ✓
Total dividends collected	$5.1K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: EGF vs XYLD ($10,000, DRIP)

Year	EGF Portfolio	EGF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,158	$458.42	$10,818	$1,098.39	+$340.00 → EGF
2	$12,412	$472.33	$11,738	$1,222.51	+$674.00 → EGF
3	$13,766	$485.12	$12,774	$1,364.64	+$992.00 → EGF
4	$15,226	$496.81	$13,944	$1,527.86	+$1.3K → EGF
5	$16,799	$507.40	$15,270	$1,715.87	+$1.5K → EGF
6	$18,492	$516.93	$16,775	$1,933.09	+$1.7K → EGF
7	$20,312	$525.41	$18,490	$2,184.87	+$1.8K → EGF
8	$22,267	$532.89	$20,450	$2,477.63	+$1.8K → EGF
9	$24,365	$539.40	$22,697	$2,819.19	+$1.7K → EGF
10	$26,616	$545.00	$25,280	$3,219.02	+$1.3K → EGF

EGF vs XYLD: Complete Analysis 2026

EGF — Stock

BlackRock Enhanced Government Fund, Inc. is a closed-ended fixed income mutual fund launched by BlackRock, Inc. It is managed by BlackRock Advisors, LLC. The fund invests in fixed income markets. It primarily invests in a portfolio of United States government and government agency securities, including the U.S. government mortgage-backed securities. The fund invests in non U.S. government debt securities of foreign or domestic issuers, including commercial paper, notes, corporate bonds, debentures, asset-backed securities, mortgage-backed securities, corporate loans, sovereign debt securities, and money market securities. It was formerly known as Enhanced Government Fund, Inc. BlackRock Enhanced Government Fund, Inc. was formed in 2006 and is domiciled in United States.

Full EGF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this EGF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

EGF vs SCHD EGF vs JEPI EGF vs O EGF vs KO EGF vs MAIN EGF vs QYLD EGF vs JEPQ EGF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.