Is EGFIX or SPHD a better dividend investment in 2026?

EGFIX currently yields 58.93% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: EGFIX offers higher current income.

What is the dividend yield difference between EGFIX and SPHD?

EGFIX has a forward dividend yield of 58.93% ($15.63/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 54.93 percentage points.

Home › Compare › EGFIX vs SPHD

EGFIX vs SPHD: Dividend Comparison 2026

EGFIX yields 58.93% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 EGFIX wins by $590.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

EGFIX

● Live price

58.93%

Share price

$26.52

Annual div

$15.63

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$618.2K

Annual income

$142,507.53

Full EGFIX calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — EGFIX vs SPHD

📍 EGFIX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	EGFIX	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, EGFIX + SPHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

EGFIX pays

SPHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EGFIX

Annual income on $10K today (after 15% tax)

$5,009.20/yr

After 10yr DRIP, annual income (after tax)

$121,131.40/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, EGFIX beats the other by $120,367.09/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EGFIX + SPHD for your $10,000?

EGFIX: 50%SPHD: 50%

100% SPHD50/50100% EGFIX

Portfolio after 10yr

$323.1K

Annual income

$71,703.37/yr

Blended yield

22.19%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EGFIX buys

SPHD buys

No recent congressional trades found for EGFIX or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricEGFIXSPHD

Forward yield	58.93% ✓	4.00%
Annual dividend / share	$15.63 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$618.2K ✓	$28.0K
Annual income after 10y	$142,507.53 ✓	$899.19
Total dividends collected	$510.9K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: EGFIX vs SPHD ($10,000, DRIP)

Year	EGFIX Portfolio	EGFIX Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$16,593	$5,893.17	$11,120	$420.00	+$5.5K → EGFIX
2	$26,894	$9,138.92	$12,357	$458.31	+$14.5K → EGFIX
3	$42,619	$13,843.03	$13,721	$499.76	+$28.9K → EGFIX
4	$66,105	$20,502.33	$15,227	$544.58	+$50.9K → EGFIX
5	$100,452	$29,719.93	$16,885	$593.02	+$83.6K → EGFIX
6	$149,691	$42,207.50	$18,713	$645.34	+$131.0K → EGFIX
7	$218,952	$58,781.85	$20,724	$701.81	+$198.2K → EGFIX
8	$314,633	$80,354.63	$22,938	$762.73	+$291.7K → EGFIX
9	$444,572	$107,915.31	$25,372	$828.41	+$419.2K → EGFIX
10	$618,200	$142,507.53	$28,047	$899.19	+$590.2K → EGFIX

EGFIX vs SPHD: Complete Analysis 2026

EGFIX — Stock

The fund primarily invests in a core group of 15-35 equity securities, including both common stocks and sponsored American Depositary Receipts ("ADRs"). Its investments are expected to have a bias toward larger capitalization issuers (those with market capitalizations in excess of $10 billion), but the fund may also invest in small-capitalization (between $100 million and $4 billion) and medium-capitalization (between $4 billion and $10 billion) companies. It is non-diversified.

Full EGFIX Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

📬

Get this EGFIX vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

EGFIX vs SCHD EGFIX vs JEPI EGFIX vs O EGFIX vs KO EGFIX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.