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EICAF vs SPHD: Dividend Comparison 2026

EICAF yields 55.71% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EICAF wins by $498.7K in total portfolio value
10 years
EICAF
EICAF
● Live price
55.71%
Share price
$3.59
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$526.7K
Annual income
$116,253.18
Full EICAF calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — EICAF vs SPHD

📍 EICAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEICAFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EICAF + SPHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
EICAF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EICAF
Annual income on $10K today (after 15% tax)
$4,735.38/yr
After 10yr DRIP, annual income (after tax)
$98,815.20/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, EICAF beats the other by $98,050.89/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EICAF + SPHD for your $10,000?

EICAF: 50%SPHD: 50%
100% SPHD50/50100% EICAF
Portfolio after 10yr
$277.4K
Annual income
$58,576.19/yr
Blended yield
21.12%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EICAF buys
0
SPHD buys
0
No recent congressional trades found for EICAF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEICAFSPHD
Forward yield55.71% ✓4.00%
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$526.7K ✓$28.0K
Annual income after 10y$116,253.18 ✓$899.19
Total dividends collected$430.4K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: EICAF vs SPHD ($10,000, DRIP)

YearEICAF PortfolioEICAF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$16,271$5,571.03$11,120$420.00+$5.2K → EICAF
2$25,882$8,471.63$12,357$458.31+$13.5K → EICAF
3$40,287$12,593.88$13,721$499.76+$26.6K → EICAF
4$61,428$18,321.10$15,227$544.58+$46.2K → EICAF
5$91,836$26,107.78$16,885$593.02+$75.0K → EICAF
6$134,743$36,477.96$18,713$645.34+$116.0K → EICAF
7$194,194$50,019.36$20,724$701.81+$173.5K → EICAF
8$275,160$67,372.86$22,938$762.73+$252.2K → EICAF
9$383,639$89,217.78$25,372$828.41+$358.3K → EICAF
10$526,747$116,253.18$28,047$899.19+$498.7K → EICAF

EICAF vs SPHD: Complete Analysis 2026

EICAF — Stock

EICAF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in EICAF shares.

Full EICAF Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.