Is EIPI or SCHD a better dividend investment in 2026?

EIPI currently yields 6.70% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: EIPI offers higher current income.

What is the dividend yield difference between EIPI and SCHD?

EIPI has a forward dividend yield of 6.70% ($1.50/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 3.26 percentage points.

Home › Compare › EIPI vs SCHD

EIPI vs SCHD: Dividend Comparison 2026

EIPI yields 6.70% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 EIPI wins by $2.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

EIPI

● Live price

6.70%

Share price

$22.38

Annual div

$1.50

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.1K

Annual income

$1,026.35

Full EIPI calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.61

Full SCHD calculator →

Portfolio growth — EIPI vs SCHD

📍 EIPI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	EIPI	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, EIPI + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

EIPI pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EIPI

Annual income on $10K today (after 15% tax)

$569.71/yr

After 10yr DRIP, annual income (after tax)

$872.40/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.49/yr

After 10yr DRIP, annual income (after tax)

$359.22/yr

At 15% tax rate, EIPI beats the other by $513.18/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of EIPI + SCHD for your $10,000?

EIPI: 50%SCHD: 50%

100% SCHD50/50100% EIPI

Portfolio after 10yr

$30.1K

Annual income

$724.47/yr

Blended yield

2.41%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EIPI buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
John Boozman	🏛 Senate	$EIPI	▲ Buy	$1,001 - $15,000	2026-01-23
John Boozman	🏛 Senate	$EIPI	▲ Buy	$1,001 - $15,000	2026-01-23
John Boozman	🏛 Senate	$EIPI	▼ Sell	$1,001 - $15,000	2025-11-21
John Boozman	🏛 Senate	$EIPI	▼ Sell	$1,001 - $15,000	2025-11-21
John Boozman	🏛 Senate	$EIPI	▲ Buy	$15,001 - $50,000	2025-10-03
John Boozman	🏛 Senate	$EIPI	▲ Buy	$15,001 - $50,000	2025-10-03

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricEIPISCHD

Forward yield	6.70% ✓	3.44%
Annual dividend / share	$1.50 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$31.1K ✓	$29.0K
Annual income after 10y	$1,026.35 ✓	$422.61
Total dividends collected	$8.5K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: EIPI vs SCHD ($10,000, DRIP)

Year	EIPI Portfolio	EIPI Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,370	$670.24	$11,224	$344.10	+$146.00 → EIPI
2	$12,878	$712.22	$12,567	$354.98	+$311.00 → EIPI
3	$14,534	$753.92	$14,038	$365.30	+$496.00 → EIPI
4	$16,346	$795.17	$15,648	$375.06	+$698.00 → EIPI
5	$18,326	$835.83	$17,410	$384.27	+$916.00 → EIPI
6	$20,485	$875.77	$19,335	$392.95	+$1.1K → EIPI
7	$22,834	$914.88	$21,437	$401.10	+$1.4K → EIPI
8	$25,385	$953.07	$23,733	$408.75	+$1.7K → EIPI
9	$28,152	$990.25	$26,237	$415.91	+$1.9K → EIPI
10	$31,150	$1,026.35	$28,968	$422.61	+$2.2K → EIPI

EIPI vs SCHD: Complete Analysis 2026

EIPI — Stock

The FT Energy Income Partners Enhanced Income ETF (the "Fund") seeks a high level of total return with an emphasis on current distributions paid to shareholders. Under normal market conditions, the Fund will pursue its investment objective by investing primarily in a portfolio of equity securities in the broader energy market.

Full EIPI Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.