HomeCompareELCV vs SCHD

ELCV vs SCHD: Dividend Comparison 2026

ELCV yields 1.73% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $6.8K in total portfolio value
10 years
ELCV
ELCV
● Live price
1.73%
Share price
$28.80
Annual div
$0.50
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.2K
Annual income
$193.98
Full ELCV calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — ELCV vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodELCVSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ELCV + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ELCV pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ELCV
Annual income on $10K today (after 15% tax)
$147.38/yr
After 10yr DRIP, annual income (after tax)
$164.88/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $197.17/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ELCV + SCHD for your $10,000?

ELCV: 50%SCHD: 50%
100% SCHD50/50100% ELCV
Portfolio after 10yr
$25.6K
Annual income
$309.96/yr
Blended yield
1.21%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ELCV buys
0
SCHD buys
0
No recent congressional trades found for ELCV or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricELCVSCHD
Forward yield1.73%3.46%
Annual dividend / share$0.50$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.2K$29.0K
Annual income after 10y$193.98$425.95
Total dividends collected$1.8K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ELCV vs SCHD ($10,000, DRIP)

YearELCV PortfolioELCV Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,873$173.38$11,226$346.36$353.00SCHD
2$11,811$176.19$12,572$357.38$761.00SCHD
3$12,816$178.86$14,046$367.84$1.2KSCHD
4$13,895$181.39$15,660$377.73$1.8KSCHD
5$15,051$183.79$17,425$387.07$2.4KSCHD
6$16,291$186.07$19,354$395.86$3.1KSCHD
7$17,620$188.21$21,461$404.13$3.8KSCHD
8$19,043$190.25$23,762$411.89$4.7KSCHD
9$20,568$192.17$26,272$419.15$5.7KSCHD
10$22,202$193.98$29,010$425.95$6.8KSCHD

ELCV vs SCHD: Complete Analysis 2026

ELCVStock

ELCV invests in dividend-paying securities, seeking to deliver competitive returns while aligning investments with broader social and environmental goals. The fund aims to achieve a higher average dividend yield than the Bloomberg US 3000 Total Return Index. Portfolio selection combines fundamental research with a commitment to ethical, value-based principles. Initially, it employs a bottom-up research process, evaluating financial strength, dividend potential, and stakeholder value creation. The fund then applies a values-based screening rooted in Christian principles, avoiding industries like tobacco, alcohol, gambling, and weapons. Instead, it favors companies that exhibit responsible management, social justice, and environmental stewardship. While the fund primarily holds large-cap US stocks, it may also include ADRs. Investment focuses on sectors traditionally known for high dividends or growth, such as energy, utilities, industrials, technology, infrastructure, and real estate.

Full ELCV Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.