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ELMA vs DGRO: Dividend Comparison 2026

ELMA yields 2.54% · DGRO yields 2.13%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ELMA wins by $188.13M in total portfolio value· pulled ahead in Year 2
10 years
ELMA
ELMA
● Live price
2.54%
Share price
$23.60
Annual div
$0.60
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$188.16M
Annual income
$174,944,462.78
Full ELMA calculator →
DGRO
iShares Core Dividend Growth ETF
● Live price
2.13%
Share price
$68.98
Annual div
$1.47
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.6K
Annual income
$239.96
Full DGRO calculator →

Portfolio growth — ELMA vs DGRO

📍 ELMA pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodELMADGRO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ELMA + DGRO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ELMA pays
DGRO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ELMA
Annual income on $10K today (after 15% tax)
$216.10/yr
After 10yr DRIP, annual income (after tax)
$148,702,793.36/yr
DGRO
Annual income on $10K today (after 15% tax)
$181.24/yr
After 10yr DRIP, annual income (after tax)
$203.97/yr
At 15% tax rate, ELMA beats the other by $148,702,589.40/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ELMA + DGRO for your $10,000?

ELMA: 50%DGRO: 50%
100% DGRO50/50100% ELMA
Portfolio after 10yr
$94.10M
Annual income
$87,472,351.37/yr
Blended yield
92.96%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ELMA buys
0
DGRO buys
0
No recent congressional trades found for ELMA or DGRO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricELMADGRO
Forward yield2.54%2.13%
Annual dividend / share$0.60$1.47
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$188.16M$31.6K
Annual income after 10y$174,944,462.78$239.96
Total dividends collected$187.16M$2.3K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ELMA vs DGRO ($10,000, DRIP)

YearELMA PortfolioELMA Income/yrDGRO PortfolioDGRO Income/yrGap
1$11,208$508.47$11,293$213.22$85.00DGRO
2← crossover$13,058$1,065.28$12,730$217.32+$328.00ELMA
3$16,292$2,319.80$14,326$221.10+$2.0KELMA
4$22,843$5,409.89$16,098$224.56+$6.7KELMA
5$38,619$14,177.48$18,064$227.74+$20.6KELMA
6$86,125$44,802.44$20,246$230.65+$65.9KELMA
7$278,910$186,756.08$22,666$233.30+$256.2KELMA
8$1,428,896$1,130,462.73$25,349$235.73+$1.40MELMA
9$12,354,210$10,825,291.75$28,325$237.94+$12.33MELMA
10$188,163,468$174,944,462.78$31,624$239.96+$188.13MELMA

ELMA vs DGRO: Complete Analysis 2026

ELMAStock

Elmer Bancorp, Inc. operates as the bank holding company for The First National Bank of Elmer that provides various business and personal banking products and services. It provides checking, money market, savings, NOW, Christmas club, and individual retirement accounts; and certificates of deposit. The company also offers business loans comprising owner occupied real estate, investment real estate, agricultural, business expansion, vehicle, term, construction, and construction to permanent loans, as well as business lines of credit and letters of credit; and small business administration loans, term loans, home equity loans, lines of credit, residential mortgages, consumer loans, and commercial mortgages. In addition, it provides merchant, cash management, remote deposit capture, and electronic bill payments services; mobile, text message, and online banking services; VISA check cards; and debit and credit cards. The company offers its products and services through six full-service branch offices located in Cumberland, Gloucester, and Salem Counties, New Jersey. Elmer Bancorp, Inc. was founded in 1903 and is based in Elmer, New Jersey.

Full ELMA Calculator →

DGROETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.