Is ELMUF or QYLD a better dividend investment in 2026?

ELMUF currently yields 6.59% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between ELMUF and QYLD?

ELMUF has a forward dividend yield of 6.59% ($2.87/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 5.33 percentage points.

Home › Compare › ELMUF vs QYLD

ELMUF vs QYLD: Dividend Comparison 2026

ELMUF yields 6.59% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ELMUF wins by $99.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ELMUF

● Live price

6.59%

Share price

$43.57

Annual div

$2.87

5Y div CAGR

28.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$124.8K

Annual income

$36,546.34

Full ELMUF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — ELMUF vs QYLD

📍 ELMUF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ELMUF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ELMUF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ELMUF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ELMUF

Annual income on $10K today (after 15% tax)

$559.97/yr

After 10yr DRIP, annual income (after tax)

$31,064.39/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, ELMUF beats the other by $26,253.98/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ELMUF + QYLD for your $10,000?

ELMUF: 50%QYLD: 50%

100% QYLD50/50100% ELMUF

Portfolio after 10yr

$75.1K

Annual income

$21,102.83/yr

Blended yield

28.11%

📊

Analyst Conviction Gap

Where Wall Street is split right now

ELMUF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

3.0

Piotroski

6/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ELMUF buys

QYLD buys

No recent congressional trades found for ELMUF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricELMUFQYLD

Forward yield	6.59%	11.92% ✓
Annual dividend / share	$2.87 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	28.6% ✓	0%
Portfolio after 10y	$124.8K ✓	$25.4K
Annual income after 10y	$36,546.34 ✓	$5,659.31
Total dividends collected	$93.2K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ELMUF vs QYLD ($10,000, DRIP)

Year	ELMUF Portfolio	ELMUF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,547	$847.20	$10,352	$1,192.36	+$1.2K → ELMUF
2	$13,531	$1,175.76	$10,830	$1,347.57	+$2.7K → ELMUF
3	$16,134	$1,655.91	$11,460	$1,539.07	+$4.7K → ELMUF
4	$19,637	$2,373.06	$12,275	$1,777.84	+$7.4K → ELMUF
5	$24,483	$3,471.25	$13,323	$2,078.95	+$11.2K → ELMUF
6	$31,398	$5,201.51	$14,667	$2,463.34	+$16.7K → ELMUF
7	$41,613	$8,017.33	$16,396	$2,960.57	+$25.2K → ELMUF
8	$57,297	$12,770.74	$18,631	$3,612.97	+$38.7K → ELMUF
9	$82,441	$21,133.58	$21,548	$4,482.15	+$60.9K → ELMUF
10	$124,758	$36,546.34	$25,398	$5,659.31	+$99.4K → ELMUF

ELMUF vs QYLD: Complete Analysis 2026

ELMUF — Stock

Elisa Oyj provides telecommunications and digital services. It operates in two segments, Consumer Customers and Corporate Customers segments. The company offers telecommunications and communications services, such as fixed and mobile subscription, digital, cable-tv subscription, entertainment, and e-reading services, as well as video conferencing services. It also provides solutions for automation of network management and operation for mobile operators; IoT solutions for industries; and ICT and online services. The company serves consumers, corporates, and public administration organizations in Finland, rest of Europe, and internationally. Elisa Oyj was founded in 1882 and is headquartered in Helsinki, Finland.

Full ELMUF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.