Is ELMUY or XYLD a better dividend investment in 2026?

ELMUY currently yields 3.84% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between ELMUY and XYLD?

ELMUY has a forward dividend yield of 3.84% ($0.94/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 7.14 percentage points.

Home › Compare › ELMUY vs XYLD

ELMUY vs XYLD: Dividend Comparison 2026

ELMUY yields 3.84% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $4.5K in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

ELMUY

● Live price

3.84%

Share price

$24.37

Annual div

$0.94

5Y div CAGR

-35.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.8K

Annual income

$4.91

Full ELMUY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — ELMUY vs XYLD

📍 XYLD pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ELMUY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ELMUY + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

ELMUY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ELMUY

Annual income on $10K today (after 15% tax)

$326.64/yr

After 10yr DRIP, annual income (after tax)

$4.17/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,731.99/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ELMUY + XYLD for your $10,000?

ELMUY: 50%XYLD: 50%

100% XYLD50/50100% ELMUY

Portfolio after 10yr

$23.1K

Annual income

$1,611.97/yr

Blended yield

6.99%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ELMUY buys

XYLD buys

No recent congressional trades found for ELMUY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricELMUYXYLD

Forward yield	3.84%	10.98% ✓
Annual dividend / share	$0.94	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-35.7%	0% ✓
Portfolio after 10y	$20.8K	$25.3K ✓
Annual income after 10y	$4.91	$3,219.02 ✓
Total dividends collected	$700.00 ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ELMUY vs XYLD ($10,000, DRIP)

Year	ELMUY Portfolio	ELMUY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,947	$247.09	$10,818	$1,098.39	+$129.00 → ELMUY
2	$11,876	$162.55	$11,738	$1,222.51	+$138.00 → ELMUY
3	$12,813	$105.97	$12,774	$1,364.64	+$39.00 → ELMUY
4← crossover	$13,779	$68.71	$13,944	$1,527.86	$165.00 → XYLD
5	$14,788	$44.40	$15,270	$1,715.87	$482.00 → XYLD
6	$15,852	$28.64	$16,775	$1,933.09	$923.00 → XYLD
7	$16,980	$18.45	$18,490	$2,184.87	$1.5K → XYLD
8	$18,180	$11.87	$20,450	$2,477.63	$2.3K → XYLD
9	$19,460	$7.64	$22,697	$2,819.19	$3.2K → XYLD
10	$20,827	$4.91	$25,280	$3,219.02	$4.5K → XYLD

ELMUY vs XYLD: Complete Analysis 2026

ELMUY — Stock

Elisa Oyj provides telecommunications and digital services. It operates in two segments, Consumer Customers and Corporate Customers segments. The company offers telecommunications and communications services, such as fixed and mobile subscription, digital, cable-tv subscription, entertainment, and e-reading services, as well as video conferencing services. It also provides solutions for automation of network management and operation for mobile operators; IoT solutions for industries; and ICT and online services. The company serves consumers, corporates, and public administration organizations in Finland, rest of Europe, and internationally. Elisa Oyj was founded in 1882 and is headquartered in Helsinki, Finland.

Full ELMUY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.