Is ELSSF or XYLD a better dividend investment in 2026?

ELSSF currently yields 1.77% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between ELSSF and XYLD?

ELSSF has a forward dividend yield of 1.77% ($0.50/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 9.21 percentage points.

Home › Compare › ELSSF vs XYLD

ELSSF vs XYLD: Dividend Comparison 2026

ELSSF yields 1.77% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $3.0K in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

ELSSF

● Live price

1.77%

Share price

$28.50

Annual div

$0.50

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.3K

Annual income

$198.00

Full ELSSF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — ELSSF vs XYLD

📍 XYLD pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ELSSF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ELSSF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ELSSF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ELSSF

Annual income on $10K today (after 15% tax)

$150.12/yr

After 10yr DRIP, annual income (after tax)

$168.30/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,567.87/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ELSSF + XYLD for your $10,000?

ELSSF: 50%XYLD: 50%

100% XYLD50/50100% ELSSF

Portfolio after 10yr

$23.8K

Annual income

$1,708.51/yr

Blended yield

7.19%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ELSSF right now

ELSSF

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

2.2

Piotroski

8/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ELSSF buys

XYLD buys

No recent congressional trades found for ELSSF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricELSSFXYLD

Forward yield	1.77%	10.98% ✓
Annual dividend / share	$0.50	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.3K	$25.3K ✓
Annual income after 10y	$198.00	$3,219.02 ✓
Total dividends collected	$1.9K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ELSSF vs XYLD ($10,000, DRIP)

Year	ELSSF Portfolio	ELSSF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,877	$176.61	$10,818	$1,098.39	+$59.00 → ELSSF
2	$11,817	$179.53	$11,738	$1,222.51	+$79.00 → ELSSF
3	$12,827	$182.29	$12,774	$1,364.64	+$53.00 → ELSSF
4← crossover	$13,910	$184.92	$13,944	$1,527.86	$34.00 → XYLD
5	$15,071	$187.41	$15,270	$1,715.87	$199.00 → XYLD
6	$16,316	$189.77	$16,775	$1,933.09	$459.00 → XYLD
7	$17,650	$192.01	$18,490	$2,184.87	$840.00 → XYLD
8	$19,079	$194.12	$20,450	$2,477.63	$1.4K → XYLD
9	$20,611	$196.11	$22,697	$2,819.19	$2.1K → XYLD
10	$22,252	$198.00	$25,280	$3,219.02	$3.0K → XYLD

ELSSF vs XYLD: Complete Analysis 2026

ELSSF — Stock

Elis SA provides linen and work wear textile, hygiene, and well-being services in France, the United Kingdom, Ireland, Central Europe, Scandinavia, Eastern Europe, Southern Europe, Latin America, and internationally. The company offers table, kitchen, and hotel linens; workwear and personal protective equipment; floor protection mats, mops, and wiping cloths; industrial wipers; beverage solutions, such as water coolers and accessories, cups and bottles, and coffee machines; and pest control, insect control, or disinfection services. It also provides washroom hygiene services, such as hand washing and drying, lavatories, air fragrancing, toilet hygiene and urinal, and feminine hygiene; and reusable cleanroom garments, footwear, goggles, logistics, and related contamination control solutions, as well as cleaning systems. In addition, the company offers medical waste collection, management, and disposal services, as well as personal laundry services for residential facilities, daycares, and schools. It primarily serves the catering, accommodation, healthcare and welfare, industries, trade and retail, and services sectors, as well as public authorities and administration. Elis SA was founded in 1883 and is headquartered in Saint-Cloud, France.

Full ELSSF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.