Is ELV or COF a better dividend investment in 2026?

ELV currently yields 2.41% with a 5% 5-year dividend growth rate. COF yields 1.57% with 5% growth. The better choice depends on your goal: ELV offers higher current income.

What is the dividend yield difference between ELV and COF?

ELV has a forward dividend yield of 2.41% ($6.85/share annually). COF yields 1.57% ($2.80/share annually). The yield gap is 0.84 percentage points.

Home › Compare › ELV vs COF

ELV vs COF: Dividend Comparison 2026

ELV yields 2.41% · COF yields 1.57%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 COF wins by $16.98M in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

ELV

● Live price

2.41%

Share price

$284.79

Annual div

$6.85

5Y div CAGR

81.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$6.71M

Annual income

$5,527,549.53

Full ELV calculator →

COF

● Live price

1.57%

Share price

$178.13

Annual div

$2.80

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.69M

Annual income

$21,107,984.45

Full COF calculator →

Portfolio growth — ELV vs COF

📍 COF pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ELV	COF
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, ELV + COF cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ELV pays

COF pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ELV

Annual income on $10K today (after 15% tax)

$204.45/yr

After 10yr DRIP, annual income (after tax)

$4,698,417.10/yr

COF

Annual income on $10K today (after 15% tax)

$133.61/yr

After 10yr DRIP, annual income (after tax)

$17,941,786.78/yr

At 15% tax rate, COF beats the other by $13,243,369.68/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ELV + COF for your $10,000?

ELV: 50%COF: 50%

100% COF50/50100% ELV

Portfolio after 10yr

$15.20M

Annual income

$13,317,766.99/yr

Blended yield

87.62%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on COF right now

ELV

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$382.64

+34.4% upside vs current

Range: $332.00 — $425.00

Altman Z

2.8

Piotroski

6/9

COF

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$275.50

+54.7% upside vs current

Range: $218.00 — $300.00

Altman Z

-0.4

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ELV buys

COF buys

No recent congressional trades found for ELV or COF in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricELVCOF

Forward yield	2.41% ✓	1.57%
Annual dividend / share	$6.85 ✓	$2.80
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	81.2%	100% ✓
Portfolio after 10y	$6.71M	$23.69M ✓
Annual income after 10y	$5,527,549.53	$21,107,984.45 ✓
Total dividends collected	$6.59M	$23.46M ✓
Payment frequency	quarterly	quarterly
Sector	Healthcare	Financials
Analyst consensus	Buy	Buy
Analyst price target	$382.64 ✓	$275.50

Year-by-year: ELV vs COF ($10,000, DRIP)

Year	ELV Portfolio	ELV Income/yr	COF Portfolio	COF Income/yr	Gap
1	$11,136	$435.84	$11,014	$314.38	+$122.00 → ELV
2	$12,737	$821.90	$12,433	$647.23	+$304.00 → ELV
3	$15,221	$1,592.02	$14,668	$1,365.54	+$553.00 → ELV
4	$19,508	$3,221.71	$18,707	$3,011.43	+$801.00 → ELV
5	$27,866	$6,992.55	$27,195	$7,178.47	+$671.00 → ELV
6← crossover	$46,732	$16,915.05	$48,604	$19,505.85	$1.9K → COF
7	$98,041	$48,037.84	$117,169	$65,162.98	$19.1K → COF
8	$275,572	$170,668.09	$418,993	$293,621.92	$143.4K → COF
9	$1,107,233	$812,370.71	$2,410,904	$1,962,580.97	$1.30M → COF
10	$6,712,288	$5,527,549.53	$23,687,651	$21,107,984.45	$16.98M → COF

ELV vs COF: Complete Analysis 2026

ELV — Healthcare

Elevance Health Inc. operates as a health benefits company. It supports consumers, families, and communities across the entire care journey connecting to the care, support, and resources to lead healthier lives. It serves approximately 118 million people through a portfolio of medical, digital, pharmacy, behavioral, clinical, and care solutions. The company was formerly known as Anthem, Inc. and changed its name to Elevance Health Inc. in June 2022. Elevance Health Inc. was founded in 1944 and is headquartered in Indianapolis, Indiana.

Full ELV Calculator →

COF — Financials

Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and treasury management and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.

Full COF Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.