Is ELV or DFS a better dividend investment in 2026?

ELV currently yields 2.41% with a 5% 5-year dividend growth rate. DFS yields 1.40% with 5% growth. The better choice depends on your goal: ELV offers higher current income.

What is the dividend yield difference between ELV and DFS?

ELV has a forward dividend yield of 2.41% ($6.85/share annually). DFS yields 1.40% ($2.80/share annually). The yield gap is 1.01 percentage points.

Home › Compare › ELV vs DFS

ELV vs DFS: Dividend Comparison 2026

ELV yields 2.41% · DFS yields 1.40%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ELV wins by $6.33M in total portfolio value

INVESTMENT

TIME HORIZON10 years

ELV

● Live price

2.41%

Share price

$284.79

Annual div

$6.85

5Y div CAGR

81.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$6.71M

Annual income

$5,527,549.53

Full ELV calculator →

DFS

● Live price

1.40%

Share price

$200.05

Annual div

$2.80

5Y div CAGR

71.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$385.5K

Annual income

$235,247.16

Full DFS calculator →

Portfolio growth — ELV vs DFS

📍 ELV pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ELV	DFS
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ELV + DFS cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ELV pays

DFS pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ELV

Annual income on $10K today (after 15% tax)

$204.45/yr

After 10yr DRIP, annual income (after tax)

$4,698,417.10/yr

DFS

Annual income on $10K today (after 15% tax)

$118.97/yr

After 10yr DRIP, annual income (after tax)

$199,960.09/yr

At 15% tax rate, ELV beats the other by $4,498,457.01/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ELV + DFS for your $10,000?

ELV: 50%DFS: 50%

100% DFS50/50100% ELV

Portfolio after 10yr

$3.55M

Annual income

$2,881,398.35/yr

Blended yield

81.19%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on DFS right now

ELV

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$382.64

+34.4% upside vs current

Range: $332.00 — $425.00

Altman Z

2.8

Piotroski

6/9

DFS

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$142.26

-28.9% upside vs current

Range: $104.00 — $214.00

Altman Z

0.2

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ELV buys

DFS buys

No recent congressional trades found for ELV or DFS in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricELVDFS

Forward yield	2.41% ✓	1.40%
Annual dividend / share	$6.85 ✓	$2.80
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	81.2% ✓	71.5%
Portfolio after 10y	$6.71M	$385.5K ✓
Annual income after 10y	$5,527,549.53 ✓	$235,247.16
Total dividends collected	$6.59M	$350.7K ✓
Payment frequency	quarterly	quarterly
Sector	Healthcare	Financials
Analyst consensus	Buy	Buy
Analyst price target	$382.64 ✓	$142.26

Year-by-year: ELV vs DFS ($10,000, DRIP)

Year	ELV Portfolio	ELV Income/yr	DFS Portfolio	DFS Income/yr	Gap
1← crossover	$11,136	$435.84	$10,940	$240.04	+$196.00 → ELV
2	$12,737	$821.90	$12,127	$420.90	+$610.00 → ELV
3	$15,221	$1,592.02	$13,723	$747.81	+$1.5K → ELV
4	$19,508	$3,221.71	$16,040	$1,356.40	+$3.5K → ELV
5	$27,866	$6,992.55	$19,704	$2,541.10	+$8.2K → ELV
6	$46,732	$16,915.05	$26,087	$5,003.21	+$20.6K → ELV
7	$98,041	$48,037.84	$38,530	$10,616.67	+$59.5K → ELV
8	$275,572	$170,668.09	$66,360	$25,132.82	+$209.2K → ELV
9	$1,107,233	$812,370.71	$140,384	$69,379.29	+$966.8K → ELV
10	$6,712,288	$5,527,549.53	$385,458	$235,247.16	+$6.33M → ELV

ELV vs DFS: Complete Analysis 2026

ELV — Healthcare

Elevance Health Inc. operates as a health benefits company. It supports consumers, families, and communities across the entire care journey connecting to the care, support, and resources to lead healthier lives. It serves approximately 118 million people through a portfolio of medical, digital, pharmacy, behavioral, clinical, and care solutions. The company was formerly known as Anthem, Inc. and changed its name to Elevance Health Inc. in June 2022. Elevance Health Inc. was founded in 1944 and is headquartered in Indianapolis, Indiana.

Full ELV Calculator →

DFS — Financials

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

Full DFS Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.