Is ELVT or ADC a better dividend investment in 2026?

ELVT currently yields 106.95% with a 5% 5-year dividend growth rate. ADC yields 4.13% with 5.2% growth. The better choice depends on your goal: ELVT offers higher current income.

What is the dividend yield difference between ELVT and ADC?

ELVT has a forward dividend yield of 106.95% ($2.00/share annually). ADC yields 4.13% ($3.10/share annually). The yield gap is 102.82 percentage points.

Home › Compare › ELVT vs ADC

ELVT vs ADC: Dividend Comparison 2026

ELVT yields 106.95% · ADC yields 4.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ELVT wins by $4.98M in total portfolio value

INVESTMENT

TIME HORIZON10 years

ELVT

● Live price

106.95%

Share price

$1.87

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$5.16M

Annual income

$1,815,828.51

Full ELVT calculator →

ADC

Agree Realty Corporation

● Live price

4.13%

Share price

$74.97

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$178.9K

Annual income

$80,797.29

Full ADC calculator →

Portfolio growth — ELVT vs ADC

📍 ELVT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ELVT	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ELVT + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ELVT pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ELVT

Annual income on $10K today (after 15% tax)

$9,090.91/yr

After 10yr DRIP, annual income (after tax)

$1,543,454.23/yr

ADC

Annual income on $10K today (after 15% tax)

$351.36/yr

After 10yr DRIP, annual income (after tax)

$68,677.70/yr

At 15% tax rate, ELVT beats the other by $1,474,776.54/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ELVT + ADC for your $10,000?

ELVT: 50%ADC: 50%

100% ADC50/50100% ELVT

Portfolio after 10yr

$2.67M

Annual income

$948,312.91/yr

Blended yield

35.55%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

ELVT

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Altman Z

2.0

Piotroski

6/9

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+8.1% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ELVT buys

ADC buys

No recent congressional trades found for ELVT or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricELVTADC

Forward yield	106.95% ✓	4.13%
Annual dividend / share	$2.00	$3.10 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	40.4% ✓
Portfolio after 10y	$5.16M	$178.9K ✓
Annual income after 10y	$1,815,828.51 ✓	$80,797.29
Total dividends collected	$4.64M	$156.7K ✓
Payment frequency	quarterly	monthly
Sector	Stock	REIT
Analyst consensus	Hold	Buy

Year-by-year: ELVT vs ADC ($10,000, DRIP)

Year	ELVT Portfolio	ELVT Income/yr	ADC Portfolio	ADC Income/yr	Gap
1← crossover	$21,395	$10,695.19	$10,990	$580.36	+$10.4K → ELVT
2	$44,278	$21,385.56	$12,301	$860.26	+$32.0K → ELVT
3	$88,741	$41,363.08	$14,104	$1,298.62	+$74.6K → ELVT
4	$172,428	$77,474.95	$16,691	$2,008.16	+$155.7K → ELVT
5	$325,187	$140,689.14	$20,580	$3,205.09	+$304.6K → ELVT
6	$595,922	$247,971.93	$26,754	$5,330.02	+$569.2K → ELVT
7	$1,062,329	$424,692.97	$37,196	$9,345.14	+$1.03M → ELVT
8	$1,844,249	$707,556.54	$56,244	$17,523.09	+$1.79M → ELVT
9	$3,121,335	$1,147,989.00	$94,286	$35,736.21	+$3.03M → ELVT
10	$5,155,657	$1,815,828.51	$178,949	$80,797.29	+$4.98M → ELVT

ELVT vs ADC: Complete Analysis 2026

ELVT — Stock

Elevate Credit, Inc. provides online credit solutions to non-prime consumers in the United States. The company offers unsecured online installment loans, lines of credit, and credit cards. Its products include Rise, an installment loan product; Elastic, a line of credit product; and Today Card, a credit card product. Elevate Credit, Inc. was incorporated in 2014 and is headquartered in Fort Worth, Texas.

Full ELVT Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.