Is ELVT or PM a better dividend investment in 2026?

ELVT currently yields 106.95% with a 5% 5-year dividend growth rate. PM yields 3.49% with 2.8% growth. The better choice depends on your goal: ELVT offers higher current income.

What is the dividend yield difference between ELVT and PM?

ELVT has a forward dividend yield of 106.95% ($2.00/share annually). PM yields 3.49% ($5.76/share annually). The yield gap is 103.46 percentage points.

Home › Compare › ELVT vs PM

ELVT vs PM: Dividend Comparison 2026

ELVT yields 106.95% · PM yields 3.49%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ELVT wins by $5.11M in total portfolio value

INVESTMENT

TIME HORIZON10 years

ELVT

● Live price

106.95%

Share price

$1.87

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$5.16M

Annual income

$1,815,828.51

Full ELVT calculator →

Philip Morris International

● Live price

3.49%

Share price

$164.83

Annual div

$5.76

5Y div CAGR

17.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.6K

Annual income

$2,502.61

Full PM calculator →

Portfolio growth — ELVT vs PM

📍 ELVT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ELVT	PM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ELVT + PM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ELVT pays

PM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ELVT

Annual income on $10K today (after 15% tax)

$9,090.91/yr

After 10yr DRIP, annual income (after tax)

$1,543,454.23/yr

Annual income on $10K today (after 15% tax)

$297.03/yr

After 10yr DRIP, annual income (after tax)

$2,127.22/yr

At 15% tax rate, ELVT beats the other by $1,541,327.02/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ELVT + PM for your $10,000?

ELVT: 50%PM: 50%

100% PM50/50100% ELVT

Portfolio after 10yr

$2.60M

Annual income

$909,165.57/yr

Blended yield

34.93%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

ELVT

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Altman Z

2.0

Piotroski

6/9

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$194.30

+17.9% upside vs current

Range: $180.00 — $205.00

Altman Z

4.0

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ELVT buys

PM buys

Politician	Chamber	Ticker	Type	Amount	Date
Julia Letlow	🏢 House	$PM	▼ Sell	$1,001 - $15,000	2026-02-05
Julie Johnson	🏢 House	$PM	▼ Sell	$1,001 - $15,000	2025-12-18
Julie Johnson	🏢 House	$PM	▼ Sell	$1,001 - $15,000	2025-11-13
Ro Khanna	🏢 House	$PM	▼ Sell	$1,001 - $15,000	2025-10-30
Ro Khanna	🏢 House	$PM	▼ Sell	$1,001 - $15,000	2025-10-30
Ro Khanna	🏢 House	$PM	▲ Buy	$1,001 - $15,000	2025-09-29
Ro Khanna	🏢 House	$PM	▲ Buy	$15,001 - $50,000	2025-09-05
Ro Khanna	🏢 House	$PM	▲ Buy	$15,001 - $50,000	2025-08-26
Julie Johnson	🏢 House	$PM	▼ Sell	$1,001 - $15,000	2025-08-14
Julie Johnson	🏢 House	$PM	▼ Sell	$1,001 - $15,000	2025-07-22

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricELVTPM

Forward yield	106.95% ✓	3.49%
Annual dividend / share	$2.00	$5.76 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	17.2% ✓
Portfolio after 10y	$5.16M	$49.6K ✓
Annual income after 10y	$1,815,828.51 ✓	$2,502.61
Total dividends collected	$4.64M	$11.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples
Analyst consensus	Hold	Buy

Year-by-year: ELVT vs PM ($10,000, DRIP)

Year	ELVT Portfolio	ELVT Income/yr	PM Portfolio	PM Income/yr	Gap
1← crossover	$21,395	$10,695.19	$11,650	$409.56	+$9.7K → ELVT
2	$44,278	$21,385.56	$13,592	$497.49	+$30.7K → ELVT
3	$88,741	$41,363.08	$15,882	$605.21	+$72.9K → ELVT
4	$172,428	$77,474.95	$18,589	$737.41	+$153.8K → ELVT
5	$325,187	$140,689.14	$21,794	$899.94	+$303.4K → ELVT
6	$595,922	$247,971.93	$25,597	$1,100.16	+$570.3K → ELVT
7	$1,062,329	$424,692.97	$30,118	$1,347.30	+$1.03M → ELVT
8	$1,844,249	$707,556.54	$35,505	$1,652.97	+$1.81M → ELVT
9	$3,121,335	$1,147,989.00	$41,940	$2,031.88	+$3.08M → ELVT
10	$5,155,657	$1,815,828.51	$49,643	$2,502.61	+$5.11M → ELVT

ELVT vs PM: Complete Analysis 2026

ELVT — Stock

Elevate Credit, Inc. provides online credit solutions to non-prime consumers in the United States. The company offers unsecured online installment loans, lines of credit, and credit cards. Its products include Rise, an installment loan product; Elastic, a line of credit product; and Today Card, a credit card product. Elevate Credit, Inc. was incorporated in 2014 and is headquartered in Fort Worth, Texas.

Full ELVT Calculator →

PM — Consumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.