HomeCompareELVT vs SPHD

ELVT vs SPHD: Dividend Comparison 2026

ELVT yields 106.95% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ELVT wins by $5.13M in total portfolio value
10 years
ELVT
ELVT
● Live price
106.95%
Share price
$1.87
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$5.16M
Annual income
$1,815,828.51
Full ELVT calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — ELVT vs SPHD

📍 ELVT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodELVTSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ELVT + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ELVT pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ELVT
Annual income on $10K today (after 15% tax)
$9,090.91/yr
After 10yr DRIP, annual income (after tax)
$1,543,454.23/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, ELVT beats the other by $1,542,968.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ELVT + SPHD for your $10,000?

ELVT: 50%SPHD: 50%
100% SPHD50/50100% ELVT
Portfolio after 10yr
$2.59M
Annual income
$908,199.92/yr
Blended yield
35.05%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ELVT right now

ELVT
Analyst Ratings
4
Buy
5
Hold
1
Sell
Consensus: Hold
Altman Z
2.0
Piotroski
6/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ELVT buys
0
SPHD buys
0
No recent congressional trades found for ELVT or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricELVTSPHD
Forward yield106.95%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$5.16M$26.5K
Annual income after 10y$1,815,828.51$571.32
Total dividends collected$4.64M$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ELVT vs SPHD ($10,000, DRIP)

YearELVT PortfolioELVT Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$21,395$10,695.19$11,133$432.85+$10.3KELVT
2$44,278$21,385.56$12,363$450.36+$31.9KELVT
3$88,741$41,363.08$13,695$467.39+$75.0KELVT
4$172,428$77,474.95$15,138$483.90+$157.3KELVT
5$325,187$140,689.14$16,697$499.88+$308.5KELVT
6$595,922$247,971.93$18,382$515.31+$577.5KELVT
7$1,062,329$424,692.97$20,198$530.17+$1.04MELVT
8$1,844,249$707,556.54$22,157$544.46+$1.82MELVT
9$3,121,335$1,147,989.00$24,266$558.18+$3.10MELVT
10$5,155,657$1,815,828.51$26,536$571.32+$5.13MELVT

ELVT vs SPHD: Complete Analysis 2026

ELVTStock

Elevate Credit, Inc. provides online credit solutions to non-prime consumers in the United States. The company offers unsecured online installment loans, lines of credit, and credit cards. Its products include Rise, an installment loan product; Elastic, a line of credit product; and Today Card, a credit card product. Elevate Credit, Inc. was incorporated in 2014 and is headquartered in Fort Worth, Texas.

Full ELVT Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.