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EMCHF vs ADC: Dividend Comparison 2026

EMCHF yields 407.21% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EMCHF wins by $13039.30M in total portfolio value
10 years
EMCHF
EMCHF
● Live price
407.21%
Share price
$0.49
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$13039.48M
Annual income
$8,792,145,152.85
Full EMCHF calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — EMCHF vs ADC

📍 EMCHF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEMCHFADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, EMCHF + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EMCHF pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EMCHF
Annual income on $10K today (after 15% tax)
$34,612.64/yr
After 10yr DRIP, annual income (after tax)
$7,473,323,379.92/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, EMCHF beats the other by $7,473,254,702.23/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EMCHF + ADC for your $10,000?

EMCHF: 50%ADC: 50%
100% ADC50/50100% EMCHF
Portfolio after 10yr
$6519.83M
Annual income
$4,396,112,975.08/yr
Blended yield
67.43%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

EMCHF
No analyst data
Altman Z
0.0
Piotroski
4/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EMCHF buys
0
ADC buys
0
No recent congressional trades found for EMCHF or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEMCHFADC
Forward yield407.21%4.13%
Annual dividend / share$2.00$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$13039.48M$178.9K
Annual income after 10y$8,792,145,152.85$80,797.29
Total dividends collected$12650.56M$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: EMCHF vs ADC ($10,000, DRIP)

YearEMCHF PortfolioEMCHF Income/yrADC PortfolioADC Income/yrGap
1← crossover$51,421$40,720.76$10,990$580.36+$40.4KEMCHF
2$250,711$195,690.86$12,301$860.26+$238.4KEMCHF
3$1,159,967$891,706.23$14,104$1,298.62+$1.15MEMCHF
4$5,096,926$3,855,761.62$16,691$2,008.16+$5.08MEMCHF
5$21,287,655$15,833,943.75$20,580$3,205.09+$21.27MEMCHF
6$84,582,957$61,805,166.65$26,754$5,330.02+$84.56MEMCHF
7$320,010,823$229,507,058.90$37,196$9,345.14+$319.97MEMCHF
8$1,153,921,945$811,510,364.17$56,244$17,523.09+$1153.87MEMCHF
9$3,969,474,362$2,734,777,880.79$94,286$35,736.21+$3969.38MEMCHF
10$13,039,482,720$8,792,145,152.85$178,949$80,797.29+$13039.30MEMCHF

EMCHF vs ADC: Complete Analysis 2026

EMCHFStock

EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It operates in three segments: General Purpose Reloadable, Gift and Incentives, and Digital Payments. The General Purpose Reloadable segment offers reloadable cards to various industries, such as government, salary packaging, gaming, and digital banking. This segment also provides issuance, processing, and program management services. The Gift and Incentives segment provides single load gift cards for shopping malls and incentive programs. The Digital Payments segment offers payment options for open banking, buy-now pay-later providers, and bill payment providers. The company also offers banking, credit, and disbursements services, as well as earned wage access, gifts, incentives and rewards, open banking, and forex payment solutions. The company was formerly known as Emerchants Limited. EML Payments Limited was incorporated in 2003 and is based in Brisbane, Australia.

Full EMCHF Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.