Is EMCHF or QYLD a better dividend investment in 2026?

EMCHF currently yields 407.21% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: EMCHF offers higher current income.

What is the dividend yield difference between EMCHF and QYLD?

EMCHF has a forward dividend yield of 407.21% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 395.29 percentage points.

Home › Compare › EMCHF vs QYLD

EMCHF vs QYLD: Dividend Comparison 2026

EMCHF yields 407.21% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 EMCHF wins by $13039.46M in total portfolio value

INVESTMENT

TIME HORIZON10 years

EMCHF

● Live price

407.21%

Share price

$0.49

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$13039.48M

Annual income

$8,792,145,152.85

Full EMCHF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — EMCHF vs QYLD

📍 EMCHF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	EMCHF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, EMCHF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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EMCHF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EMCHF

Annual income on $10K today (after 15% tax)

$34,612.64/yr

After 10yr DRIP, annual income (after tax)

$7,473,323,379.92/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, EMCHF beats the other by $7,473,318,569.51/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of EMCHF + QYLD for your $10,000?

EMCHF: 50%QYLD: 50%

100% QYLD50/50100% EMCHF

Portfolio after 10yr

$6519.75M

Annual income

$4,396,075,406.09/yr

Blended yield

67.43%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EMCHF buys

QYLD buys

No recent congressional trades found for EMCHF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricEMCHFQYLD

Forward yield	407.21% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$13039.48M ✓	$25.4K
Annual income after 10y	$8,792,145,152.85 ✓	$5,659.31
Total dividends collected	$12650.56M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: EMCHF vs QYLD ($10,000, DRIP)

Year	EMCHF Portfolio	EMCHF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$51,421	$40,720.76	$10,352	$1,192.36	+$41.1K → EMCHF
2	$250,711	$195,690.86	$10,830	$1,347.57	+$239.9K → EMCHF
3	$1,159,967	$891,706.23	$11,460	$1,539.07	+$1.15M → EMCHF
4	$5,096,926	$3,855,761.62	$12,275	$1,777.84	+$5.08M → EMCHF
5	$21,287,655	$15,833,943.75	$13,323	$2,078.95	+$21.27M → EMCHF
6	$84,582,957	$61,805,166.65	$14,667	$2,463.34	+$84.57M → EMCHF
7	$320,010,823	$229,507,058.90	$16,396	$2,960.57	+$319.99M → EMCHF
8	$1,153,921,945	$811,510,364.17	$18,631	$3,612.97	+$1153.90M → EMCHF
9	$3,969,474,362	$2,734,777,880.79	$21,548	$4,482.15	+$3969.45M → EMCHF
10	$13,039,482,720	$8,792,145,152.85	$25,398	$5,659.31	+$13039.46M → EMCHF

EMCHF vs QYLD: Complete Analysis 2026

EMCHF — Stock

EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It operates in three segments: General Purpose Reloadable, Gift and Incentives, and Digital Payments. The General Purpose Reloadable segment offers reloadable cards to various industries, such as government, salary packaging, gaming, and digital banking. This segment also provides issuance, processing, and program management services. The Gift and Incentives segment provides single load gift cards for shopping malls and incentive programs. The Digital Payments segment offers payment options for open banking, buy-now pay-later providers, and bill payment providers. The company also offers banking, credit, and disbursements services, as well as earned wage access, gifts, incentives and rewards, open banking, and forex payment solutions. The company was formerly known as Emerchants Limited. EML Payments Limited was incorporated in 2003 and is based in Brisbane, Australia.

Full EMCHF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.