HomeCompareEMCHF vs SPHD

EMCHF vs SPHD: Dividend Comparison 2026

EMCHF yields 407.21% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EMCHF wins by $13039.46M in total portfolio value
10 years
EMCHF
EMCHF
● Live price
407.21%
Share price
$0.49
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$13039.48M
Annual income
$8,792,145,152.85
Full EMCHF calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — EMCHF vs SPHD

📍 EMCHF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEMCHFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EMCHF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EMCHF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EMCHF
Annual income on $10K today (after 15% tax)
$34,612.64/yr
After 10yr DRIP, annual income (after tax)
$7,473,323,379.92/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, EMCHF beats the other by $7,473,322,894.30/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EMCHF + SPHD for your $10,000?

EMCHF: 50%SPHD: 50%
100% SPHD50/50100% EMCHF
Portfolio after 10yr
$6519.75M
Annual income
$4,396,072,862.09/yr
Blended yield
67.43%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EMCHF buys
0
SPHD buys
0
No recent congressional trades found for EMCHF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEMCHFSPHD
Forward yield407.21%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$13039.48M$26.5K
Annual income after 10y$8,792,145,152.85$571.32
Total dividends collected$12650.56M$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: EMCHF vs SPHD ($10,000, DRIP)

YearEMCHF PortfolioEMCHF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$51,421$40,720.76$11,133$432.85+$40.3KEMCHF
2$250,711$195,690.86$12,363$450.36+$238.3KEMCHF
3$1,159,967$891,706.23$13,695$467.39+$1.15MEMCHF
4$5,096,926$3,855,761.62$15,138$483.90+$5.08MEMCHF
5$21,287,655$15,833,943.75$16,697$499.88+$21.27MEMCHF
6$84,582,957$61,805,166.65$18,382$515.31+$84.56MEMCHF
7$320,010,823$229,507,058.90$20,198$530.17+$319.99MEMCHF
8$1,153,921,945$811,510,364.17$22,157$544.46+$1153.90MEMCHF
9$3,969,474,362$2,734,777,880.79$24,266$558.18+$3969.45MEMCHF
10$13,039,482,720$8,792,145,152.85$26,536$571.32+$13039.46MEMCHF

EMCHF vs SPHD: Complete Analysis 2026

EMCHFStock

EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It operates in three segments: General Purpose Reloadable, Gift and Incentives, and Digital Payments. The General Purpose Reloadable segment offers reloadable cards to various industries, such as government, salary packaging, gaming, and digital banking. This segment also provides issuance, processing, and program management services. The Gift and Incentives segment provides single load gift cards for shopping malls and incentive programs. The Digital Payments segment offers payment options for open banking, buy-now pay-later providers, and bill payment providers. The company also offers banking, credit, and disbursements services, as well as earned wage access, gifts, incentives and rewards, open banking, and forex payment solutions. The company was formerly known as Emerchants Limited. EML Payments Limited was incorporated in 2003 and is based in Brisbane, Australia.

Full EMCHF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.