HomeCompareEMDM vs SCHD

EMDM vs SCHD: Dividend Comparison 2026

EMDM yields 3.27% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $4.3K in total portfolio value
10 years
EMDM
EMDM
● Live price
3.27%
Share price
$34.22
Annual div
$1.12
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.7K
Annual income
$403.40
Full EMDM calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — EMDM vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEMDMSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EMDM + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EMDM pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EMDM
Annual income on $10K today (after 15% tax)
$277.83/yr
After 10yr DRIP, annual income (after tax)
$342.89/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $19.17/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EMDM + SCHD for your $10,000?

EMDM: 50%SCHD: 50%
100% SCHD50/50100% EMDM
Portfolio after 10yr
$26.8K
Annual income
$414.67/yr
Blended yield
1.54%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EMDM buys
0
SCHD buys
0
No recent congressional trades found for EMDM or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEMDMSCHD
Forward yield3.27%3.46%
Annual dividend / share$1.12$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.7K$29.0K
Annual income after 10y$403.40$425.95
Total dividends collected$3.7K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: EMDM vs SCHD ($10,000, DRIP)

YearEMDM PortfolioEMDM Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,027$326.86$11,226$346.36$199.00SCHD
2$12,136$336.84$12,572$357.38$436.00SCHD
3$13,332$346.46$14,046$367.84$714.00SCHD
4$14,620$355.70$15,660$377.73$1.0KSCHD
5$16,008$364.57$17,425$387.07$1.4KSCHD
6$17,502$373.07$19,354$395.86$1.9KSCHD
7$19,108$381.19$21,461$404.13$2.4KSCHD
8$20,835$388.95$23,762$411.89$2.9KSCHD
9$22,690$396.35$26,272$419.15$3.6KSCHD
10$24,681$403.40$29,010$425.95$4.3KSCHD

EMDM vs SCHD: Complete Analysis 2026

EMDMStock

The First Trust Bloomberg Emerging Market Democracies ETF (the "Fund") seeks investment results that correspond generally to the price and yield, before fees and expenses, of an equity index called the Bloomberg Emerging Market Democracies Index (the "Index"). The Fund will normally invest at least 80% of its net assets (plus any borrowings for investment purposes) in the common stocks, depositary receipts, preferred shares, real estate investment trusts ("REITs"), and other securities that comprise the Index. The Fund, using a replication strategy, attempts to replicate, before fees and expenses, the performance of the Index. The Index is owned and was developed and sponsored by Bloomberg Index Services Limited (the "Index Provider").

Full EMDM Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.