Is EMFQ or VYM a better dividend investment in 2026?

EMFQ currently yields 4.83% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: EMFQ offers higher current income.

What is the dividend yield difference between EMFQ and VYM?

EMFQ has a forward dividend yield of 4.83% ($1.04/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 2.42 percentage points.

Home › Compare › EMFQ vs VYM

EMFQ vs VYM: Dividend Comparison 2026

EMFQ yields 4.83% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $385.00 in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

EMFQ

● Live price

4.83%

Share price

$21.49

Annual div

$1.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.5K

Annual income

$658.10

Full EMFQ calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — EMFQ vs VYM

📍 VYM pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	EMFQ	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, EMFQ + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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EMFQ pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EMFQ

Annual income on $10K today (after 15% tax)

$410.61/yr

After 10yr DRIP, annual income (after tax)

$559.39/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, EMFQ beats the other by $322.62/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of EMFQ + VYM for your $10,000?

EMFQ: 50%VYM: 50%

100% VYM50/50100% EMFQ

Portfolio after 10yr

$27.6K

Annual income

$468.32/yr

Blended yield

1.69%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EMFQ buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricEMFQVYM

Forward yield	4.83% ✓	2.41%
Annual dividend / share	$1.04	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.5K	$27.8K ✓
Annual income after 10y	$658.10 ✓	$278.55
Total dividends collected	$5.7K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: EMFQ vs VYM ($10,000, DRIP)

Year	EMFQ Portfolio	EMFQ Income/yr	VYM Portfolio	VYM Income/yr	Gap
1	$11,183	$483.07	$11,151	$241.44	+$32.00 → EMFQ
2	$12,471	$504.88	$12,413	$246.79	+$58.00 → EMFQ
3	$13,870	$526.18	$13,794	$251.79	+$76.00 → EMFQ
4	$15,388	$546.93	$15,306	$256.47	+$82.00 → EMFQ
5	$17,032	$567.08	$16,960	$260.84	+$72.00 → EMFQ
6	$18,811	$586.61	$18,768	$264.92	+$43.00 → EMFQ
7← crossover	$20,733	$605.50	$20,745	$268.71	$12.00 → VYM
8	$22,808	$623.71	$22,905	$272.24	$97.00 → VYM
9	$25,046	$641.25	$25,265	$275.51	$219.00 → VYM
10	$27,457	$658.10	$27,842	$278.55	$385.00 → VYM

EMFQ vs VYM: Complete Analysis 2026

EMFQ — Stock

The index seeks to measure the performance of equity securities (common stock and depositary receipts) issued by emerging market and frontier market companies that derive at least 50% of their revenue from Fintech. The fund will invest at least 80% of its net assets (including investment borrowings) in the securities that comprise the index. It is non-diversified.

Full EMFQ Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.