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EMLAF vs PM: Dividend Comparison 2026

EMLAF yields 1.71% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EMLAF wins by $383.7K in total portfolio value· pulled ahead in Year 6
10 years
EMLAF
EMLAF
● Live price
1.71%
Share price
$36.30
Annual div
$0.62
5Y div CAGR
68.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$433.3K
Annual income
$265,411.90
Full EMLAF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — EMLAF vs PM

📍 EMLAF pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEMLAFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, EMLAF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EMLAF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EMLAF
Annual income on $10K today (after 15% tax)
$145.00/yr
After 10yr DRIP, annual income (after tax)
$225,600.12/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, EMLAF beats the other by $223,481.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EMLAF + PM for your $10,000?

EMLAF: 50%PM: 50%
100% PM50/50100% EMLAF
Portfolio after 10yr
$241.4K
Annual income
$133,951.96/yr
Blended yield
55.48%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

EMLAF
Analyst Ratings
1
Buy
Consensus: Buy
Price Target
$41.00
+12.9% upside vs current
Range: $41.00 — $41.00
Altman Z
2.7
Piotroski
6/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EMLAF buys
0
PM buys
0
No recent congressional trades found for EMLAF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEMLAFPM
Forward yield1.71%3.48%
Annual dividend / share$0.62$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR68.3%17.2%
Portfolio after 10y$433.3K$49.6K
Annual income after 10y$265,411.90$2,492.02
Total dividends collected$396.4K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy
Analyst price target$41.00$194.30

Year-by-year: EMLAF vs PM ($10,000, DRIP)

YearEMLAF PortfolioEMLAF Income/yrPM PortfolioPM Income/yrGap
1$10,987$287.09$11,648$408.29$661.00PM
2$12,252$496.14$13,589$495.90$1.3KPM
3$13,980$870.25$15,877$603.21$1.9KPM
4$16,521$1,561.85$18,580$734.88$2.1KPM
5$20,580$2,903.04$21,781$896.75$1.2KPM
6← crossover$27,709$5,688.18$25,578$1,096.12+$2.1KEMLAF
7$41,695$12,046.06$30,092$1,342.17+$11.6KEMLAF
8$73,124$28,510.54$35,470$1,646.46+$37.7KEMLAF
9$156,890$78,647.36$41,892$2,023.58+$115.0KEMLAF
10$433,284$265,411.90$49,578$2,492.02+$383.7KEMLAF

EMLAF vs PM: Complete Analysis 2026

EMLAFStock

Empire Company Limited, together with its subsidiaries, engages in the food retail and related real estate businesses in Canada. It operates through two segments, Food Retailing, and Investments and Other Operations. The company owns, affiliates, and franchises approximately 1,600 retail stores under various retail banners, including Sobeys, Safeway, IGA, Foodland, FreshCo, Thrifty Foods, Farm Boy, Longo's, and Lawtons Drugs; and approximately 350 retail fuel locations, as well as operates grocery e-commerce stores under the banners, such as Voilà, Grocery Gateway, IGA.net, and ThriftyFoods.com. It also owns interest in the Crombie Real Estate Investment Trust, an open-ended real estate investment trust to own, operate, and develop a portfolio of grocery and pharmacy-anchored shopping centers, freestanding stores, and mixed-use developments; and various equity accounted interests in Genstar partnerships that develop residential real estate properties in Ontario, Western Canada, and the United States. The company was founded in 1907 and is headquartered in Stellarton, Canada.

Full EMLAF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.