HomeCompareEMRAF vs PEP

EMRAF vs PEP: Dividend Comparison 2026

EMRAF yields 4.58% · PEP yields 3.63%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $95.4K in total portfolio value· pulled ahead in Year 6
10 years
EMRAF
EMRAF
● Live price
4.58%
Share price
$45.13
Annual div
$2.07
5Y div CAGR
19.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.5K
Annual income
$5,814.91
Full EMRAF calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — EMRAF vs PEP

📍 PEP pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEMRAFPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, EMRAF + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EMRAF pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EMRAF
Annual income on $10K today (after 15% tax)
$389.08/yr
After 10yr DRIP, annual income (after tax)
$4,942.67/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, PEP beats the other by $47,651.65/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EMRAF + PEP for your $10,000?

EMRAF: 50%PEP: 50%
100% PEP50/50100% EMRAF
Portfolio after 10yr
$94.2K
Annual income
$33,845.29/yr
Blended yield
35.92%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

EMRAF
Analyst Ratings
2
Buy
1
Hold
Consensus: Buy
Altman Z
0.7
Piotroski
7/9
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EMRAF buys
0
PEP buys
0
No recent congressional trades found for EMRAF or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEMRAFPEP
Forward yield4.58%3.63%
Annual dividend / share$2.07$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR19.9%40.4%
Portfolio after 10y$46.5K$141.9K
Annual income after 10y$5,814.91$61,875.67
Total dividends collected$22.3K$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyHold

Year-by-year: EMRAF vs PEP ($10,000, DRIP)

YearEMRAF PortfolioEMRAF Income/yrPEP PortfolioPEP Income/yrGap
1$11,249$548.82$10,849$509.42+$400.00EMRAF
2$12,728$691.79$11,969$750.47+$759.00EMRAF
3$14,496$877.13$13,500$1,124.14+$996.00EMRAF
4$16,630$1,119.42$15,680$1,721.66+$950.00EMRAF
5$19,233$1,439.05$18,929$2,715.34+$304.00EMRAF
6← crossover$22,445$1,864.95$24,023$4,450.80$1.6KPEP
7$26,455$2,438.71$32,510$7,669.92$6.1KPEP
8$31,527$3,220.94$47,709$14,093.60$16.2KPEP
9$38,036$4,301.35$77,415$28,083.48$39.4KPEP
10$46,513$5,814.91$141,922$61,875.67$95.4KPEP

EMRAF vs PEP: Complete Analysis 2026

EMRAFStock

Emera Incorporated, an energy and services company, through its subsidiaries, engages in the generation, transmission, and distribution of electricity to various customers. The company operates through Florida Electric Utility, Canadian Electric Utilities, Other Electric Utilities, Gas Utilities and Infrastructure, and Other segments. It generates electricity through coal-fired, natural gas and/or oil, hydro, wind, solar, petroleum coke, and biomass-fueled power plants. The company is also involved in the purchase, transmission, distribution, and sale of natural gas; and the provision of energy marketing, trading, and other energy asset management services. In addition, it transports re-gasified liquefied natural gas from Saint John, New Brunswick to consumers in the northeastern United States through its 145-kilometer pipeline. As of December 31, 2021, the company's electric utilities served approximately 810,600 customers in West Central Florida; 536,000 customers in Nova Scotia; 132,000 customers in the island of Barbados; 19,000 customers in the Grand Bahama Island; and 35,700 customers in the island of Dominica, as well as gas utilities and infrastructure served approximately 445,000 customers across Florida and 542,000 customers in New Mexico. It also provides insurance and reinsurance services to Emera and its affiliates, as well as offers financing services. The company was incorporated in 1998 and is headquartered in Halifax, Canada.

Full EMRAF Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.