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EMSG vs SCHD: Dividend Comparison 2026

EMSG yields 2.13% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $6.2K in total portfolio value
10 years
EMSG
EMSG
● Live price
2.13%
Share price
$27.79
Annual div
$0.59
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.8K
Annual income
$244.17
Full EMSG calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — EMSG vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEMSGSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, EMSG + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
EMSG pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EMSG
Annual income on $10K today (after 15% tax)
$180.87/yr
After 10yr DRIP, annual income (after tax)
$207.54/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $151.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EMSG + SCHD for your $10,000?

EMSG: 50%SCHD: 50%
100% SCHD50/50100% EMSG
Portfolio after 10yr
$25.9K
Annual income
$333.38/yr
Blended yield
1.29%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EMSG buys
0
SCHD buys
0
No recent congressional trades found for EMSG or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEMSGSCHD
Forward yield2.13%3.44% ✓
Annual dividend / share$0.59$1.06 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.8K$29.0K ✓
Annual income after 10y$244.17$422.61 ✓
Total dividends collected$2.3K$3.9K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: EMSG vs SCHD ($10,000, DRIP)

YearEMSG PortfolioEMSG Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,913$212.79$11,224$344.10$311.00 → SCHD
2$11,894$217.02$12,567$354.98$673.00 → SCHD
3$12,947$221.06$14,038$365.30$1.1K → SCHD
4$14,079$224.90$15,648$375.06$1.6K → SCHD
5$15,293$228.55$17,410$384.27$2.1K → SCHD
6$16,595$232.01$19,335$392.95$2.7K → SCHD
7$17,992$235.30$21,437$401.10$3.4K → SCHD
8$19,490$238.42$23,733$408.75$4.2K → SCHD
9$21,096$241.37$26,237$415.91$5.1K → SCHD
10$22,816$244.17$28,968$422.61$6.2K → SCHD

EMSG vs SCHD: Complete Analysis 2026

EMSG — Stock

The index consists of large- and medium-capitalization companies across emerging markets countries. The fund will invest at least 80% of its total assets (but typically far more) in component securities (including depositary receipts in respect of such securities) of the index. The fund is non-diversified.

Full EMSG Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.