Is ENGIX or RYLD a better dividend investment in 2026?

ENGIX currently yields 24.10% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: ENGIX offers higher current income.

What is the dividend yield difference between ENGIX and RYLD?

ENGIX has a forward dividend yield of 24.10% ($2.00/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 20.10 percentage points.

Home › Compare › ENGIX vs RYLD

ENGIX vs RYLD: Dividend Comparison 2026

ENGIX yields 24.10% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ENGIX wins by $65.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ENGIX

● Live price

24.10%

Share price

$8.30

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$93.6K

Annual income

$10,212.15

Full ENGIX calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — ENGIX vs RYLD

📍 ENGIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ENGIX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ENGIX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

—

Dec

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ENGIX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ENGIX

Annual income on $10K today (after 15% tax)

$2,048.19/yr

After 10yr DRIP, annual income (after tax)

$8,680.33/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, ENGIX beats the other by $7,916.02/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ENGIX + RYLD for your $10,000?

ENGIX: 50%RYLD: 50%

100% RYLD50/50100% ENGIX

Portfolio after 10yr

$60.8K

Annual income

$5,555.67/yr

Blended yield

9.14%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ENGIX buys

RYLD buys

No recent congressional trades found for ENGIX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricENGIXRYLD

Forward yield	24.10% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$93.6K ✓	$28.0K
Annual income after 10y	$10,212.15 ✓	$899.19
Total dividends collected	$58.3K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: ENGIX vs RYLD ($10,000, DRIP)

Year	ENGIX Portfolio	ENGIX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$13,110	$2,409.64	$11,120	$420.00	+$2.0K → ENGIX
2	$16,980	$2,952.29	$12,357	$458.31	+$4.6K → ENGIX
3	$21,742	$3,573.65	$13,721	$499.76	+$8.0K → ENGIX
4	$27,540	$4,276.58	$15,227	$544.58	+$12.3K → ENGIX
5	$34,531	$5,062.74	$16,885	$593.02	+$17.6K → ENGIX
6	$42,881	$5,932.54	$18,713	$645.34	+$24.2K → ENGIX
7	$52,767	$6,885.10	$20,724	$701.81	+$32.0K → ENGIX
8	$64,379	$7,918.28	$22,938	$762.73	+$41.4K → ENGIX
9	$77,915	$9,028.76	$25,372	$828.41	+$52.5K → ENGIX
10	$93,581	$10,212.15	$28,047	$899.19	+$65.5K → ENGIX

ENGIX vs RYLD: Complete Analysis 2026

ENGIX — Stock

Under normal market conditions, the fund will invest at least 80% of the value of its net assets (the “80% Test”) in a portfolio, or other investment companies that hold a portfolio, of FLEX Options linked to the index and that are designed to replicate the returns of the twelve 20% Buffer Strategies. The fund is non-diversified.

Full ENGIX Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.