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EPP vs SCHD: Dividend Comparison 2026

EPP yields 3.67% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $3.6K in total portfolio value
10 years
EPP
EPP
● Live price
3.67%
Share price
$51.86
Annual div
$1.90
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$464.97
Full EPP calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — EPP vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEPPSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, EPP + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
EPP pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EPP
Annual income on $10K today (after 15% tax)
$312.13/yr
After 10yr DRIP, annual income (after tax)
$395.22/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, EPP beats the other by $33.17/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EPP + SCHD for your $10,000?

EPP: 50%SCHD: 50%
100% SCHD50/50100% EPP
Portfolio after 10yr
$27.2K
Annual income
$445.45/yr
Blended yield
1.64%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EPP buys
0
SCHD buys
0
No recent congressional trades found for EPP or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEPPSCHD
Forward yield3.67% ✓3.46%
Annual dividend / share$1.90 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.4K$29.0K ✓
Annual income after 10y$464.97 ✓$425.95
Total dividends collected$4.2K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: EPP vs SCHD ($10,000, DRIP)

YearEPP PortfolioEPP Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,067$367.21$11,226$346.36$159.00 → SCHD
2$12,222$379.81$12,572$357.38$350.00 → SCHD
3$13,469$392.00$14,046$367.84$577.00 → SCHD
4$14,816$403.75$15,660$377.73$844.00 → SCHD
5$16,268$415.06$17,425$387.07$1.2K → SCHD
6$17,833$425.92$19,354$395.86$1.5K → SCHD
7$19,517$436.35$21,461$404.13$1.9K → SCHD
8$21,330$446.32$23,762$411.89$2.4K → SCHD
9$23,279$455.86$26,272$419.15$3.0K → SCHD
10$25,373$464.97$29,010$425.95$3.6K → SCHD

EPP vs SCHD: Complete Analysis 2026

EPP — Stock

The iShares MSCI Pacific ex Japan ETF seeks to track the investment results of an index composed of Pacific region developed market equities, excluding Japan.

Full EPP Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.