Is ERDCF or XYLD a better dividend investment in 2026?

ERDCF currently yields 48.31% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: ERDCF offers higher current income.

What is the dividend yield difference between ERDCF and XYLD?

ERDCF has a forward dividend yield of 48.31% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 37.11 percentage points.

Home › Compare › ERDCF vs XYLD

ERDCF vs XYLD: Dividend Comparison 2026

ERDCF yields 48.31% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ERDCF wins by $335.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ERDCF

● Live price

48.31%

Share price

$4.14

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$360.9K

Annual income

$71,162.95

Full ERDCF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — ERDCF vs XYLD

📍 ERDCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ERDCF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ERDCF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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ERDCF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ERDCF

Annual income on $10K today (after 15% tax)

$4,106.28/yr

After 10yr DRIP, annual income (after tax)

$60,488.51/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, ERDCF beats the other by $57,640.13/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ERDCF + XYLD for your $10,000?

ERDCF: 50%XYLD: 50%

100% XYLD50/50100% ERDCF

Portfolio after 10yr

$193.4K

Annual income

$37,256.98/yr

Blended yield

19.26%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ERDCF buys

XYLD buys

No recent congressional trades found for ERDCF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricERDCFXYLD

Forward yield	48.31% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$360.9K ✓	$25.9K
Annual income after 10y	$71,162.95 ✓	$3,351.03
Total dividends collected	$285.6K ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ERDCF vs XYLD ($10,000, DRIP)

Year	ERDCF Portfolio	ERDCF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$15,531	$4,830.92	$10,840	$1,120.44	+$4.7K → ERDCF
2	$23,630	$7,012.02	$11,786	$1,249.59	+$11.8K → ERDCF
3	$35,255	$9,970.75	$12,854	$1,397.78	+$22.4K → ERDCF
4	$51,625	$13,902.68	$14,063	$1,568.33	+$37.6K → ERDCF
5	$74,266	$19,026.49	$15,434	$1,765.19	+$58.8K → ERDCF
6	$105,044	$25,579.93	$16,995	$1,993.14	+$88.0K → ERDCF
7	$146,212	$33,814.22	$18,777	$2,257.95	+$127.4K → ERDCF
8	$200,433	$43,987.07	$20,818	$2,566.58	+$179.6K → ERDCF
9	$270,818	$56,354.64	$23,163	$2,927.50	+$247.7K → ERDCF
10	$360,939	$71,162.95	$25,865	$3,351.03	+$335.1K → ERDCF

ERDCF vs XYLD: Complete Analysis 2026

ERDCF — Stock

Erdene Resource Development Corporation focuses on the acquisition, exploration, and development of precious and base mineral deposits in Mongolia. It explores for copper, molybdenum, gold, silver, lead, and zinc deposits. The company principally holds a 100% interest in the Bayan Khundii Gold Project comprising 2,309 hectares located in the Bayankhongor province in Mongolia; and the Altan Nar Gold-Polymetallic project located in located in the Bayankhongor Aimag. It also holds interests in three mining licenses and two exploration licenses located in southwest Mongolia. The company was formerly known as Erdene Gold Inc. and changed its name to Erdene Resource Development Corporation in May 2008. Erdene Resource Development Corporation was incorporated in 2000 and is headquartered in Dartmouth, Canada.

Full ERDCF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.