HomeCompareERDLF vs SCHD

ERDLF vs SCHD: Dividend Comparison 2026

ERDLF yields 166.67% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ERDLF wins by $43.23M in total portfolio value
10 years
ERDLF
ERDLF
● Live price
166.67%
Share price
$1.20
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.26M
Annual income
$19,842,506.75
Full ERDLF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — ERDLF vs SCHD

📍 ERDLF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodERDLFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ERDLF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ERDLF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ERDLF
Annual income on $10K today (after 15% tax)
$14,166.67/yr
After 10yr DRIP, annual income (after tax)
$16,866,130.74/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, ERDLF beats the other by $16,865,768.68/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ERDLF + SCHD for your $10,000?

ERDLF: 50%SCHD: 50%
100% SCHD50/50100% ERDLF
Portfolio after 10yr
$21.65M
Annual income
$9,921,466.34/yr
Blended yield
45.84%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ERDLF buys
0
SCHD buys
0
No recent congressional trades found for ERDLF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricERDLFSCHD
Forward yield166.67%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$43.26M$29.0K
Annual income after 10y$19,842,506.75$425.95
Total dividends collected$40.33M$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ERDLF vs SCHD ($10,000, DRIP)

YearERDLF PortfolioERDLF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$27,367$16,666.67$11,226$346.36+$16.1KERDLF
2$71,910$42,627.21$12,572$357.38+$59.3KERDLF
3$181,624$104,680.96$14,046$367.84+$167.6KERDLF
4$441,437$247,099.04$15,660$377.73+$425.8KERDLF
5$1,033,621$561,283.50$17,425$387.07+$1.02MERDLF
6$2,334,237$1,228,262.46$19,354$395.86+$2.31MERDLF
7$5,089,968$2,592,334.36$21,461$404.13+$5.07MERDLF
8$10,729,226$5,282,960.28$23,762$411.89+$10.71MERDLF
9$21,887,784$10,407,511.91$26,272$419.15+$21.86MERDLF
10$43,262,435$19,842,506.75$29,010$425.95+$43.23MERDLF

ERDLF vs SCHD: Complete Analysis 2026

ERDLFStock

EROAD Limited provides electronic on-board units and software as a service to the transport industry in New Zealand, Australia, the United States, and internationally. The company offers products to reduce the time and money spend on road user charges compliance; and manage obligations and risks associated with the Health and Safety at Work Act, as well as fleet management products. It also designs and manufactures in-vehicle hardware; and operates secure payment and merchant gateways, as well as provides web-based value-added services. The company was incorporated in 2000 and is headquartered in Auckland, New Zealand.

Full ERDLF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.