HomeCompareERF vs PM

ERF vs PM: Dividend Comparison 2026

ERF yields 1.29% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ERF wins by $3.50M in total portfolio value· pulled ahead in Year 5
10 years
ERF
ERF
● Live price
1.29%
Share price
$20.09
Annual div
$0.26
5Y div CAGR
91.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3.55M
Annual income
$2,890,423.76
Full ERF calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — ERF vs PM

📍 ERF pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodERFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ERF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ERF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ERF
Annual income on $10K today (after 15% tax)
$110.00/yr
After 10yr DRIP, annual income (after tax)
$2,456,860.20/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, ERF beats the other by $2,454,732.98/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ERF + PM for your $10,000?

ERF: 50%PM: 50%
100% PM50/50100% ERF
Portfolio after 10yr
$1.80M
Annual income
$1,446,463.19/yr
Blended yield
80.46%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

ERF
Analyst Ratings
11
Buy
9
Hold
Consensus: Buy
Price Target
$39.00
+94.1% upside vs current
Range: $39.00 — $39.00
Altman Z
5.0
Piotroski
6/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ERF buys
0
PM buys
0
No recent congressional trades found for ERF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricERFPM
Forward yield1.29%3.49%
Annual dividend / share$0.26$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR91.7%17.2%
Portfolio after 10y$3.55M$49.6K
Annual income after 10y$2,890,423.76$2,502.61
Total dividends collected$3.47M$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy
Analyst price target$39.00$194.30

Year-by-year: ERF vs PM ($10,000, DRIP)

YearERF PortfolioERF Income/yrPM PortfolioPM Income/yrGap
1$10,948$248.09$11,650$409.56$702.00PM
2$12,201$486.62$13,592$497.49$1.4KPM
3$14,027$971.61$15,882$605.21$1.9KPM
4$17,010$2,001.19$18,589$737.41$1.6KPM
5← crossover$22,548$4,347.79$21,794$899.94+$754.00ERF
6$34,452$10,325.74$25,597$1,100.16+$8.9KERF
7$65,130$28,266.07$30,118$1,347.30+$35.0KERF
8$165,423$95,733.97$35,505$1,652.97+$129.9KERF
9$612,634$435,630.96$41,940$2,031.88+$570.7KERF
10$3,545,942$2,890,423.76$49,643$2,502.61+$3.50MERF

ERF vs PM: Complete Analysis 2026

ERFStock

Enerplus Corporation, together with subsidiaries, engages in the exploration and development of crude oil and natural gas in the United States and Canada. The company's oil and natural gas properties are located primarily in North Dakota, Colorado, and Pennsylvania; and Alberta, British Columbia, and Saskatchewan. As of December 31, 2021, it had proved plus probable gross reserves of approximately 8.2 million barrels (MMbbls) of light and medium crude oil; 20.7 MMbbls of heavy crude oil; 299.3 MMbbls of tight oil; 56.2 MMbbls of natural gas liquids; 19.7 billion cubic feet (Bcf) of conventional natural gas; and 1,367.9 Bcf of shale gas. Enerplus Corporation was founded in 1986 and is headquartered in Calgary, Canada.

Full ERF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
📬

Get this ERF vs PM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

ERF vs SCHDERF vs JEPIERF vs OERF vs KOERF vs MAINERF vs MOERF vs BTIERF vs PEP

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.