Home › Compare › ERGF vs XYLD

ERGF vs XYLD: Dividend Comparison 2026

ERGF yields 7.08% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ERGF wins by $6.1K in total portfolio value
10 years
ERGF
ERGF
● Live price
7.08%
Share price
$28.25
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.9K
Annual income
$1,109.76
Full ERGF calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — ERGF vs XYLD

📍 ERGF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodERGFXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ERGF + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
ERGF pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ERGF
Annual income on $10K today (after 15% tax)
$601.77/yr
After 10yr DRIP, annual income (after tax)
$943.30/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $1,905.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ERGF + XYLD for your $10,000?

ERGF: 50%XYLD: 50%
100% XYLD50/50100% ERGF
Portfolio after 10yr
$28.9K
Annual income
$2,230.39/yr
Blended yield
7.72%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ERGF buys
0
XYLD buys
0
No recent congressional trades found for ERGF or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricERGFXYLD
Forward yield7.08%11.20% ✓
Annual dividend / share$2.00$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.9K ✓$25.9K
Annual income after 10y$1,109.76$3,351.03 ✓
Total dividends collected$9.1K$20.2K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: ERGF vs XYLD ($10,000, DRIP)

YearERGF PortfolioERGF Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,408$707.96$10,840$1,120.44+$568.00 → ERGF
2$12,961$754.81$11,786$1,249.59+$1.2K → ERGF
3$14,670$801.48$12,854$1,397.78+$1.8K → ERGF
4$16,545$847.80$14,063$1,568.33+$2.5K → ERGF
5$18,597$893.59$15,434$1,765.19+$3.2K → ERGF
6$20,837$938.70$16,995$1,993.14+$3.8K → ERGF
7$23,279$982.98$18,777$2,257.95+$4.5K → ERGF
8$25,934$1,026.32$20,818$2,566.58+$5.1K → ERGF
9$28,818$1,068.60$23,163$2,927.50+$5.7K → ERGF
10$31,945$1,109.76$25,865$3,351.03+$6.1K → ERGF

ERGF vs XYLD: Complete Analysis 2026

ERGF — Stock

ERGF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in ERGF shares.

Full ERGF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
📬

Get this ERGF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

ERGF vs SCHDERGF vs JEPIERGF vs OERGF vs KOERGF vs MAINERGF vs QYLDERGF vs JEPQERGF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.