Is ERKH or RYLD a better dividend investment in 2026?

ERKH currently yields 15.09% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: ERKH offers higher current income.

What is the dividend yield difference between ERKH and RYLD?

ERKH has a forward dividend yield of 15.09% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 2.95 percentage points.

Home › Compare › ERKH vs RYLD

ERKH vs RYLD: Dividend Comparison 2026

ERKH yields 15.09% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ERKH wins by $9.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ERKH

● Live price

15.09%

Share price

$13.25

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$53.8K

Annual income

$3,833.33

Full ERKH calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — ERKH vs RYLD

📍 ERKH pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ERKH	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, ERKH + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ERKH pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ERKH

Annual income on $10K today (after 15% tax)

$1,283.02/yr

After 10yr DRIP, annual income (after tax)

$3,258.33/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, ERKH beats the other by $1,059.08/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ERKH + RYLD for your $10,000?

ERKH: 50%RYLD: 50%

100% RYLD50/50100% ERKH

Portfolio after 10yr

$49.2K

Annual income

$3,210.34/yr

Blended yield

6.53%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ERKH buys

RYLD buys

No recent congressional trades found for ERKH or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricERKHRYLD

Forward yield	15.09% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$53.8K ✓	$44.5K
Annual income after 10y	$3,833.33 ✓	$2,587.35
Total dividends collected	$26.1K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: ERKH vs RYLD ($10,000, DRIP)

Year	ERKH Portfolio	ERKH Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,209	$1,509.43	$11,914	$1,213.65	+$295.00 → ERKH
2	$14,786	$1,722.37	$14,099	$1,351.30	+$687.00 → ERKH
3	$17,771	$1,949.44	$16,580	$1,494.55	+$1.2K → ERKH
4	$21,205	$2,189.64	$19,384	$1,642.61	+$1.8K → ERKH
5	$25,131	$2,441.79	$22,535	$1,794.70	+$2.6K → ERKH
6	$29,594	$2,704.58	$26,063	$1,950.00	+$3.5K → ERKH
7	$34,643	$2,976.60	$29,995	$2,107.69	+$4.6K → ERKH
8	$40,324	$3,256.40	$34,361	$2,266.99	+$6.0K → ERKH
9	$46,689	$3,542.48	$39,194	$2,427.12	+$7.5K → ERKH
10	$53,791	$3,833.33	$44,525	$2,587.35	+$9.3K → ERKH

ERKH vs RYLD: Complete Analysis 2026

ERKH — Stock

Eureka Homestead Bancorp, Inc. operates as the bank holding company for Eureka Homestead that provides various banking products and services. It accepts various deposit products, including savings accounts, money market accounts, and certificates of deposit. The company also offers one-to four-family residential real estate loans, including non-owner-occupied properties, construction loans for owner-occupied, one-to four-family residential real estate, and home equity loans; and multifamily, commercial real estate, and consumer loans. In addition, it invests in mortgage-backed and related securities. The company operates through its main office in Metairie, Louisiana located in Jefferson Parish; and loan production office situated in New Orleans. Eureka Homestead Bancorp, Inc. was founded in 1884 and is based in Metairie, Louisiana.

Full ERKH Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this ERKH vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

ERKH vs SCHD ERKH vs JEPI ERKH vs O ERKH vs KO ERKH vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.