HomeCompareERKH vs SPHD

ERKH vs SPHD: Dividend Comparison 2026

ERKH yields 14.86% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ERKH wins by $26.5K in total portfolio value
10 years
ERKH
ERKH
● Live price
14.86%
Share price
$13.46
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.0K
Annual income
$3,721.27
Full ERKH calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — ERKH vs SPHD

📍 ERKH pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodERKHSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ERKH + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ERKH pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ERKH
Annual income on $10K today (after 15% tax)
$1,262.91/yr
After 10yr DRIP, annual income (after tax)
$3,163.08/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, ERKH beats the other by $2,677.46/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ERKH + SPHD for your $10,000?

ERKH: 50%SPHD: 50%
100% SPHD50/50100% ERKH
Portfolio after 10yr
$39.8K
Annual income
$2,146.29/yr
Blended yield
5.40%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ERKH buys
0
SPHD buys
0
No recent congressional trades found for ERKH or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricERKHSPHD
Forward yield14.86%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$53.0K$26.5K
Annual income after 10y$3,721.27$571.32
Total dividends collected$25.5K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ERKH vs SPHD ($10,000, DRIP)

YearERKH PortfolioERKH Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$12,186$1,485.77$11,133$432.85+$1.1KERKH
2$14,731$1,692.08$12,363$450.36+$2.4KERKH
3$17,674$1,911.67$13,695$467.39+$4.0KERKH
4$21,054$2,143.53$15,138$483.90+$5.9KERKH
5$24,915$2,386.49$16,697$499.88+$8.2KERKH
6$29,298$2,639.30$18,382$515.31+$10.9KERKH
7$34,249$2,900.60$20,198$530.17+$14.1KERKH
8$39,816$3,168.98$22,157$544.46+$17.7KERKH
9$46,046$3,443.02$24,266$558.18+$21.8KERKH
10$52,991$3,721.27$26,536$571.32+$26.5KERKH

ERKH vs SPHD: Complete Analysis 2026

ERKHStock

Eureka Homestead Bancorp, Inc. operates as the bank holding company for Eureka Homestead that provides various banking products and services. It accepts various deposit products, including savings accounts, money market accounts, and certificates of deposit. The company also offers one-to four-family residential real estate loans, including non-owner-occupied properties, construction loans for owner-occupied, one-to four-family residential real estate, and home equity loans; and multifamily, commercial real estate, and consumer loans. In addition, it invests in mortgage-backed and related securities. The company operates through its main office in Metairie, Louisiana located in Jefferson Parish; and loan production office situated in New Orleans. Eureka Homestead Bancorp, Inc. was founded in 1884 and is based in Metairie, Louisiana.

Full ERKH Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.