HomeCompareERMAF vs SCHD

ERMAF vs SCHD: Dividend Comparison 2026

ERMAF yields 3.07% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ERMAF wins by $465.96M in total portfolio value
10 years
ERMAF
ERMAF
● Live price
3.07%
Share price
$55.45
Annual div
$1.70
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$465.99M
Annual income
$438,556,571.04
Full ERMAF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — ERMAF vs SCHD

📍 ERMAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodERMAFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ERMAF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ERMAF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ERMAF
Annual income on $10K today (after 15% tax)
$261.06/yr
After 10yr DRIP, annual income (after tax)
$372,773,085.38/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, ERMAF beats the other by $372,772,723.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ERMAF + SCHD for your $10,000?

ERMAF: 50%SCHD: 50%
100% SCHD50/50100% ERMAF
Portfolio after 10yr
$233.01M
Annual income
$219,278,498.49/yr
Blended yield
94.11%
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Analyst Conviction Gap

Where Wall Street is most bullish on ERMAF right now

ERMAF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
1.2
Piotroski
2/9
SCHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ERMAF buys
0
SCHD buys
0
No recent congressional trades found for ERMAF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricERMAFSCHD
Forward yield3.07%3.46%
Annual dividend / share$1.70$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$465.99M$29.0K
Annual income after 10y$438,556,571.04$425.95
Total dividends collected$463.96M$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ERMAF vs SCHD ($10,000, DRIP)

YearERMAF PortfolioERMAF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,314$614.25$11,226$346.36+$88.00ERMAF
2$13,405$1,299.02$12,572$357.38+$833.00ERMAF
3$17,220$2,876.81$14,046$367.84+$3.2KERMAF
4$25,333$6,907.58$15,660$377.73+$9.7KERMAF
5$46,101$18,994.26$17,425$387.07+$28.7KERMAF
6$113,936$64,607.80$19,354$395.86+$94.6KERMAF
7$420,368$298,456.51$21,461$404.13+$398.9KERMAF
8$2,508,035$2,058,240.95$23,762$411.89+$2.48MERMAF
9$25,636,962$22,953,365.39$26,272$419.15+$25.61MERMAF
10$465,988,121$438,556,571.04$29,010$425.95+$465.96MERMAF

ERMAF vs SCHD: Complete Analysis 2026

ERMAFStock

ERAMET S.A. operates as a mining and metallurgical company worldwide. The company extracts and processes manganese ore, nickel ore, and mineral sands. It also produces ferronickel, high purity nickel metal, nickel salts, nickel and cobalt chlorides, nickel carbonate, nickel ferroalloys, and other metallic salts used in stainless steel, catalysis and pigments, and alloy steel and casting; manganese alloys, such as high-carbon ferromanganese, silicomanganese, low and medium-carbon ferromanganese, and low-carbon silicomanganese for use in batteries, fertilizers, pigments, different reagents, construction, and automotive industries; and mineral sands, such as titanium dioxide, high-purity pig iron, zircon, and ilmenite used in ceramics and pigments. In addition, it operates Moanda mine in Gabon; nickel mines in New Caledonia and Indonesia; and mineral sand mine in Senegal and Argentina. ERAMET S.A. was incorporated in 1880 and is headquartered in Paris, France.

Full ERMAF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.