Is ERMAY or XYLD a better dividend investment in 2026?

ERMAY currently yields 2.98% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between ERMAY and XYLD?

ERMAY has a forward dividend yield of 2.98% ($0.17/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.00 percentage points.

Home › Compare › ERMAY vs XYLD

ERMAY vs XYLD: Dividend Comparison 2026

ERMAY yields 2.98% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ERMAY wins by $398.51M in total portfolio value

INVESTMENT

TIME HORIZON10 years

ERMAY

● Live price

2.98%

Share price

$5.69

Annual div

$0.17

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$398.54M

Annual income

$374,363,108.03

Full ERMAY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — ERMAY vs XYLD

📍 ERMAY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ERMAY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ERMAY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ERMAY pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ERMAY

Annual income on $10K today (after 15% tax)

$252.88/yr

After 10yr DRIP, annual income (after tax)

$318,208,641.83/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, ERMAY beats the other by $318,205,905.66/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ERMAY + XYLD for your $10,000?

ERMAY: 50%XYLD: 50%

100% XYLD50/50100% ERMAY

Portfolio after 10yr

$199.28M

Annual income

$187,183,163.53/yr

Blended yield

93.93%

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Analyst Conviction Gap

Where Wall Street is most bullish on ERMAY right now

ERMAY

Analyst Ratings

Buy

Consensus: Buy

Altman Z

1.2

Piotroski

2/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ERMAY buys

XYLD buys

No recent congressional trades found for ERMAY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricERMAYXYLD

Forward yield	2.98%	10.98% ✓
Annual dividend / share	$0.17	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$398.54M ✓	$25.3K
Annual income after 10y	$374,363,108.03 ✓	$3,219.02
Total dividends collected	$396.74M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ERMAY vs XYLD ($10,000, DRIP)

Year	ERMAY Portfolio	ERMAY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,295	$595.01	$10,818	$1,098.39	+$477.00 → ERMAY
2	$13,342	$1,256.19	$11,738	$1,222.51	+$1.6K → ERMAY
3	$17,049	$2,773.52	$12,774	$1,364.64	+$4.3K → ERMAY
4	$24,867	$6,624.74	$13,944	$1,527.86	+$10.9K → ERMAY
5	$44,669	$18,060.94	$15,270	$1,715.87	+$29.4K → ERMAY
6	$108,436	$60,640.42	$16,775	$1,933.09	+$91.7K → ERMAY
7	$391,181	$275,154.02	$18,490	$2,184.87	+$372.7K → ERMAY
8	$2,273,909	$1,855,344.90	$20,450	$2,477.63	+$2.25M → ERMAY
9	$22,591,949	$20,158,867.04	$22,697	$2,819.19	+$22.57M → ERMAY
10	$398,536,494	$374,363,108.03	$25,280	$3,219.02	+$398.51M → ERMAY

ERMAY vs XYLD: Complete Analysis 2026

ERMAY — Stock

ERAMET S.A. operates as a mining and metallurgical company worldwide. The company extracts and processes manganese ore, nickel ore, and mineral sands. It also produces ferronickel, high purity nickel metal, nickel salts, nickel and cobalt chlorides, nickel carbonate, nickel ferroalloys, and other metallic salts used in stainless steel, catalysis and pigments, and alloy steel and casting; manganese alloys, such as high-carbon ferromanganese, silicomanganese, low and medium-carbon ferromanganese, and low-carbon silicomanganese for use in batteries, fertilizers, pigments, different reagents, construction, and automotive industries; and mineral sands, such as titanium dioxide, high-purity pig iron, zircon, and ilmenite used in ceramics and pigments. In addition, it operates Moanda mine in Gabon; nickel mines in New Caledonia and Indonesia; and mineral sand mine in Senegal and Argentina. ERAMET S.A. was incorporated in 1880 and is headquartered in Paris, France.

Full ERMAY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.