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ESBK vs NOBL: Dividend Comparison 2026

ESBK yields 69.69% · NOBL yields 2.14%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ESBK wins by $17.9K in total portfolio value
10 years
ESBK
ESBK
● Live price
69.69%
Share price
$23.08
Annual div
$16.08
5Y div CAGR
-42.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$57.96
Full ESBK calculator →
NOBL
NOBL
● Live price
2.14%
Share price
$106.01
Annual div
$2.27
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.8K
Annual income
$246.19
Full NOBL calculator →

Portfolio growth — ESBK vs NOBL

📍 ESBK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodESBKNOBL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ESBK + NOBL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ESBK pays
NOBL pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ESBK
Annual income on $10K today (after 15% tax)
$5,923.71/yr
After 10yr DRIP, annual income (after tax)
$49.27/yr
NOBL
Annual income on $10K today (after 15% tax)
$182.19/yr
After 10yr DRIP, annual income (after tax)
$209.26/yr
At 15% tax rate, NOBL beats the other by $160.00/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of ESBK + NOBL for your $10,000?

ESBK: 50%NOBL: 50%
100% NOBL50/50100% ESBK
Portfolio after 10yr
$31.8K
Annual income
$152.07/yr
Blended yield
0.48%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ESBK buys
0
NOBL buys
0
No recent congressional trades found for ESBK or NOBL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricESBKNOBL
Forward yield69.69%2.14%
Annual dividend / share$16.08$2.27
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-42.4%0%
Portfolio after 10y$40.8K$22.8K
Annual income after 10y$57.96$246.19
Total dividends collected$12.8K$2.3K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ESBK vs NOBL ($10,000, DRIP)

YearESBK PortfolioESBK Income/yrNOBL PortfolioNOBL Income/yrGap
1← crossover$14,714$4,014.19$10,914$214.34+$3.8KESBK
2$18,924$3,179.60$11,897$218.63+$7.0KESBK
3$22,450$2,201.32$12,952$222.72+$9.5KESBK
4$25,427$1,405.81$14,086$226.62+$11.3KESBK
5$28,064$857.13$15,302$230.33+$12.8KESBK
6$30,538$509.26$16,607$233.85+$13.9KESBK
7$32,974$298.31$18,007$237.18+$15.0KESBK
8$35,455$173.40$19,508$240.35+$15.9KESBK
9$38,038$100.37$21,116$243.35+$16.9KESBK
10$40,758$57.96$22,841$246.19+$17.9KESBK

ESBK vs NOBL: Complete Analysis 2026

ESBKStock

Elmira Savings Bank provides financial services to consumers and businesses. It offers savings and money market accounts, time deposits, retail and commercial checking accounts, and NOW accounts; certificates of deposit; residential and commercial real estate, construction, commercial loans, as well as consumer loans, comprising of installment loans, overdraft line of credit, and home equity loans; and mortgage loans secured by first and second liens on one-to-four family residences. The company also operates a real estate investment trust; and provides financial planning advisory services. The company operates through a network of twelve full-service offices located in Chemung, Tompkins, Cayuga, Schuyler, and Steuben Counties; and one limited service office located in Broome County, New York. Elmira Savings Bank was founded in 1869 and is based in Elmira, New York.

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NOBLETF

The fund will invest at least 80% of its total assets in component securities of the index. The index contains a minimum of 40 stocks, which are equally weighted, and no single sector is allowed to comprise more than 30% of the index weight. It seeks to remain fully invested at all times in securities and/or financial instruments that, in combination, provide exposure to the returns of the index without regard to market conditions, trends or direction.

Full NOBL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.