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ESMT vs RYLD: Dividend Comparison 2026

ESMT yields 8.68% · RYLD yields 12.39%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $9.7K in total portfolio value
10 years
ESMT
ESMT
● Live price
8.68%
Share price
$23.05
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.5K
Annual income
$1,500.59
Full ESMT calculator →
RYLD
RYLD
● Live price
12.39%
Share price
$14.64
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.3K
Annual income
$2,682.98
Full RYLD calculator →

Portfolio growth — ESMT vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodESMTRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ESMT + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ESMT pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ESMT
Annual income on $10K today (after 15% tax)
$737.53/yr
After 10yr DRIP, annual income (after tax)
$1,275.50/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,053.44/yr
After 10yr DRIP, annual income (after tax)
$2,280.53/yr
At 15% tax rate, RYLD beats the other by $1,005.03/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of ESMT + RYLD for your $10,000?

ESMT: 50%RYLD: 50%
100% RYLD50/50100% ESMT
Portfolio after 10yr
$40.4K
Annual income
$2,091.79/yr
Blended yield
5.18%
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Analyst Conviction Gap

Where Wall Street is most bullish on ESMT right now

ESMT
Analyst Ratings
3
Buy
8
Hold
Consensus: Hold
Altman Z
27.6
Piotroski
7/9
RYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ESMT buys
0
RYLD buys
0
No recent congressional trades found for ESMT or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricESMTRYLD
Forward yield8.68%12.39%
Annual dividend / share$2.00$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$35.5K$45.3K
Annual income after 10y$1,500.59$2,682.98
Total dividends collected$11.9K$19.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ESMT vs RYLD ($10,000, DRIP)

YearESMT PortfolioESMT Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,568$867.68$11,939$1,239.34$371.00RYLD
2$13,315$938.04$14,158$1,382.89$843.00RYLD
3$15,257$1,009.13$16,682$1,532.59$1.4KRYLD
4$17,405$1,080.61$19,537$1,687.64$2.1KRYLD
5$19,776$1,152.14$22,752$1,847.20$3.0KRYLD
6$22,383$1,223.41$26,355$2,010.43$4.0KRYLD
7$25,244$1,294.15$30,376$2,176.45$5.1KRYLD
8$28,376$1,364.08$34,847$2,344.43$6.5KRYLD
9$31,795$1,432.96$39,800$2,513.54$8.0KRYLD
10$35,521$1,500.59$45,269$2,682.98$9.7KRYLD

ESMT vs RYLD: Complete Analysis 2026

ESMTStock

EngageSmart, Inc. provides Software-as-a-Service based customer engagement software and integrated payment solutions. It operates through two segments, Enterprise Solutions and SMB (small and medium sized business) Solutions. The company offers SimplePractice, an end-to-end practice management and electronic health record platform for health and wellness professionals to manage their practices; and InvoiceCloud, an electronic bill presentment and payment solution that helps government, utility, and financial services customers to digitize billing, client communications, and collections. It also provides HealthPay24, a patient engagement and payment platform that helps health systems, physician groups, dental practices, and medical billers to drive patient self-pay collections; and DonorDrive, a fundraising software platform that helps non-profits, healthcare organizations, and higher education institutions produce virtual events, launch branded donation campaigns, and create peer-to-peer fundraising experiences. The company was formerly known as EngageSmart, LLC. and changed its name to EngageSmart, Inc. in June 2021. EngageSmart, Inc. was incorporated in 2018 and is headquartered in Braintree, Massachusetts.

Full ESMT Calculator →

RYLDETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.