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ESXB vs PEP: Dividend Comparison 2026

ESXB yields 8.41% · PEP yields 3.69%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ESXB wins by $13.4K in total portfolio value
10 years
ESXB
ESXB
● Live price
8.41%
Share price
$11.30
Annual div
$0.95
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.9K
Annual income
$1,430.12
Full ESXB calculator →
PEP
PepsiCo Inc.
● Live price
3.69%
Share price
$146.80
Annual div
$5.42
5Y div CAGR
6.7%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1,034.52
Full PEP calculator →

Portfolio growth — ESXB vs PEP

📍 ESXB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodESXBPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ESXB + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ESXB pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ESXB
Annual income on $10K today (after 15% tax)
$714.60/yr
After 10yr DRIP, annual income (after tax)
$1,215.60/yr
PEP
Annual income on $10K today (after 15% tax)
$313.83/yr
After 10yr DRIP, annual income (after tax)
$879.34/yr
At 15% tax rate, ESXB beats the other by $336.26/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ESXB + PEP for your $10,000?

ESXB: 50%PEP: 50%
100% PEP50/50100% ESXB
Portfolio after 10yr
$28.2K
Annual income
$1,232.32/yr
Blended yield
4.37%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

ESXB
Analyst Ratings
1
Buy
3
Hold
Consensus: Hold
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+17.5% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ESXB buys
0
PEP buys
0
No recent congressional trades found for ESXB or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricESXBPEP
Forward yield8.41%3.69%
Annual dividend / share$0.95$5.42
Payout ratio50%72%
1-year div growth0%7.1%
5-year div CAGR0%6.7%
Portfolio after 10y$34.9K$21.5K
Annual income after 10y$1,430.12$1,034.52
Total dividends collected$11.4K$6.6K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldHold

Year-by-year: ESXB vs PEP ($10,000, DRIP)

YearESXB PortfolioESXB Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$11,541$840.71$10,734$393.95+$807.00ESXB
2$13,255$906.76$11,535$436.36+$1.7KESXB
3$15,157$973.35$12,411$483.90+$2.7KESXB
4$17,258$1,040.15$13,371$537.26+$3.9KESXB
5$19,573$1,106.86$14,422$597.26+$5.2KESXB
6$22,116$1,173.20$15,578$664.81+$6.5KESXB
7$24,903$1,238.93$16,848$740.97+$8.1KESXB
8$27,950$1,303.79$18,248$826.99+$9.7KESXB
9$31,274$1,367.58$19,793$924.28+$11.5KESXB
10$34,893$1,430.12$21,500$1,034.52+$13.4KESXB

ESXB vs PEP: Complete Analysis 2026

ESXBStock

Community Bankers Trust Corp. is the holding company of Essex Bank, which engages in the provision of commercial banking and financial services. The company is headquartered in Richmond, Virginia and currently employs 255 full-time employees. The Bank is engaged in a general commercial banking business and provides a range of financial services to individuals and small businesses, including individual and commercial demand and time deposit accounts, commercial and industrial loans, consumer and small business loans, real estate and mortgage loans, investment services and safe deposit box facilities. Essex Services, Inc., a subsidiary of the Bank, and its financial consultants offer a range of investment products and alternatives. The company operates in over three business lines: retail and small business banking, commercial and industrial banking and real estate lending. Its investment securities include the United States treasury issue and other United States Government agencies; the United States Government sponsored agencies, and state, county and municipal securities. Its lending and investing activities are funded through its deposits.

Full ESXB Calculator →

PEPConsumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.