HomeCompareEVBN vs JNJ

EVBN vs JNJ: Dividend Comparison 2026

EVBN yields 3.34% · JNJ yields 2.14%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EVBN wins by $22.9K in total portfolio value
10 years
EVBN
EVBN
● Live price
3.34%
Share price
$39.53
Annual div
$1.32
5Y div CAGR
28.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.4K
Annual income
$9,380.99
Full EVBN calculator →
JNJ
Johnson & Johnson
● Live price
2.14%
Share price
$242.49
Annual div
$5.20
5Y div CAGR
28%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.5K
Annual income
$4,749.88
Full JNJ calculator →

Portfolio growth — EVBN vs JNJ

📍 EVBN pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEVBNJNJ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, EVBN + JNJ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EVBN pays
JNJ pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EVBN
Annual income on $10K today (after 15% tax)
$283.84/yr
After 10yr DRIP, annual income (after tax)
$7,973.84/yr
JNJ
Annual income on $10K today (after 15% tax)
$182.28/yr
After 10yr DRIP, annual income (after tax)
$4,037.40/yr
At 15% tax rate, EVBN beats the other by $3,936.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EVBN + JNJ for your $10,000?

EVBN: 50%JNJ: 50%
100% JNJ50/50100% EVBN
Portfolio after 10yr
$41.9K
Annual income
$7,065.43/yr
Blended yield
16.86%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on JNJ right now

EVBN
Analyst Ratings
1
Buy
3
Hold
Consensus: Hold
Altman Z
0.3
Piotroski
3/9
JNJ
Analyst Ratings
20
Buy
17
Hold
3
Sell
Consensus: Buy
Price Target
$228.73
-5.7% upside vs current
Range: $190.00 — $265.00
Altman Z
5.2
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EVBN buys
0
JNJ buys
0
No recent congressional trades found for EVBN or JNJ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEVBNJNJ
Forward yield3.34%2.14%
Annual dividend / share$1.32$5.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR28.8%28%
Portfolio after 10y$53.4K$30.5K
Annual income after 10y$9,380.99$4,749.88
Total dividends collected$29.0K$15.6K
Payment frequencyquarterlyquarterly
SectorStockHealthcare
Analyst consensusHoldBuy

Year-by-year: EVBN vs JNJ ($10,000, DRIP)

YearEVBN PortfolioEVBN Income/yrJNJ PortfolioJNJ Income/yrGap
1← crossover$11,130$430.09$10,594$274.49+$536.00EVBN
2$12,485$576.23$11,294$360.69+$1.2KEVBN
3$14,137$778.09$12,133$476.91+$2.0KEVBN
4$16,188$1,060.55$13,156$635.42+$3.0KEVBN
5$18,783$1,461.76$14,432$854.61+$4.4KEVBN
6$22,139$2,041.64$16,056$1,162.76+$6.1KEVBN
7$26,585$2,896.76$18,175$1,604.53+$8.4KEVBN
8$32,634$4,187.28$21,009$2,252.68+$11.6KEVBN
9$41,105$6,187.09$24,911$3,229.73+$16.2KEVBN
10$53,364$9,380.99$30,458$4,749.88+$22.9KEVBN

EVBN vs JNJ: Complete Analysis 2026

EVBNStock

Evans Bancorp, Inc. primarily operates as the financial holding company for Evans Bank, N.A. that provides a range of banking products and services to consumer and commercial customers in Western New York and the Finger Lakes Region of New York State. It operates in two segments, Banking Activities and Insurance Agency Activities. The company offers deposit products, which include checking and negotiable order of withdrawal accounts, savings accounts, and certificates of deposit. It also provides residential mortgages; commercial and multi-family mortgages and commercial construction loans; home equities, such as home equity lines of credit and second mortgage loans; commercial and industrial loans comprising term loans and lines of credit; consumer loans, including direct automobile, recreational vehicle, boat, home improvement, and personal loans; other loans consisting of cash reserves, overdrafts, and loan clearing accounts; and installment loans. In addition, the company sells various premium-based insurance policies, including business and personal insurance, employee benefits, surety bonds, risk management, life, disability, and long-term care coverage, as well as provides claims adjusting services to various insurance companies; and non-deposit investment products, such as annuities and mutual funds. It operates through a total of 21 full-service banking offices in Erie County, Niagara County, Monroe County, and Chautauqua County, New York. Evans Bancorp, Inc. was founded in 1920 and is headquartered in Williamsville, New York.

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JNJHealthcare

Johnson & Johnson, together with its subsidiaries, researches and develops, manufactures, and sells various products in the healthcare field worldwide, but strategically separated its Consumer Health business into Kenvue Inc. in 2023 to focus on its higher-growth, innovation-driven segments; the former Consumer Health brands (including TYLENOL, LISTERINE, and BAND-AID) are now owned by Kenvue. The company's core focus is now split between its Innovative Medicine (formerly Pharmaceutical) segment, which offers prescription products for complex diseases such as rheumatoid arthritis, various cancers, HIV/AIDS, and neurodegenerative disorders; and its MedTech (Medical Devices) segment, which provides advanced technology solutions including electrophysiology products, neurovascular care products, orthopaedics (hips, knees, spine), advanced surgery solutions, and disposable contact lenses under the ACUVUE brand. Company's two remaining segments primarily serve hospitals, healthcare professionals, wholesalers, and retailers, continuing its mission of advancing human health since its founding in 1886 and its current basing in New Brunswick, New Jersey.

Full JNJ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.