Is EXAI or XYLD a better dividend investment in 2026?

EXAI currently yields 41.32% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: EXAI offers higher current income.

What is the dividend yield difference between EXAI and XYLD?

EXAI has a forward dividend yield of 41.32% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 30.34 percentage points.

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EXAI vs XYLD: Dividend Comparison 2026

EXAI yields 41.32% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 EXAI wins by $223.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

EXAI

● Live price

41.32%

Share price

$4.84

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$249.1K

Annual income

$43,246.81

Full EXAI calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — EXAI vs XYLD

📍 EXAI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	EXAI	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, EXAI + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

EXAI pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EXAI

Annual income on $10K today (after 15% tax)

$3,512.40/yr

After 10yr DRIP, annual income (after tax)

$36,759.79/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, EXAI beats the other by $34,023.62/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of EXAI + XYLD for your $10,000?

EXAI: 50%XYLD: 50%

100% XYLD50/50100% EXAI

Portfolio after 10yr

$137.2K

Annual income

$23,232.92/yr

Blended yield

16.93%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on EXAI right now

EXAI

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$5.00

+3.3% upside vs current

Range: $5.00 — $5.00

Altman Z

0.6

Piotroski

2/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EXAI buys

XYLD buys

No recent congressional trades found for EXAI or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricEXAIXYLD

Forward yield	41.32% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$249.1K ✓	$25.3K
Annual income after 10y	$43,246.81 ✓	$3,219.02
Total dividends collected	$189.2K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: EXAI vs XYLD ($10,000, DRIP)

Year	EXAI Portfolio	EXAI Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$14,832	$4,132.23	$10,818	$1,098.39	+$4.0K → EXAI
2	$21,599	$5,728.06	$11,738	$1,222.51	+$9.9K → EXAI
3	$30,906	$7,795.46	$12,774	$1,364.64	+$18.1K → EXAI
4	$43,494	$10,424.97	$13,944	$1,527.86	+$29.6K → EXAI
5	$60,250	$13,711.40	$15,270	$1,715.87	+$45.0K → EXAI
6	$82,219	$17,751.08	$16,775	$1,933.09	+$65.4K → EXAI
7	$110,613	$22,638.80	$18,490	$2,184.87	+$92.1K → EXAI
8	$146,820	$28,464.55	$20,450	$2,477.63	+$126.4K → EXAI
9	$192,408	$35,310.27	$22,697	$2,819.19	+$169.7K → EXAI
10	$249,124	$43,246.81	$25,280	$3,219.02	+$223.8K → EXAI

EXAI vs XYLD: Complete Analysis 2026

EXAI — Stock

Exscientia plc, an artificial intelligence-driven pharmatech company, engages in discovering, designing, and developing drugs. The company offers end-to-end solution of artificial intelligence (AI) and technologies for target identification, drug candidate design, translational models, and patient selection. In addition, the company focuses on small molecule drug candidates. Its platform enables to design candidate drug molecules, as well as to provide patients with drug therapies through AI guided assessment. The company was founded in 2012 and is headquartered in Oxford, the United Kingdom.

Full EXAI Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.