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EXCPX vs SCHD: Dividend Comparison 2026

EXCPX yields 4.32% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $2.4K in total portfolio value
10 years
EXCPX
EXCPX
● Live price
4.32%
Share price
$9.90
Annual div
$0.43
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$569.76
Full EXCPX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — EXCPX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEXCPXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EXCPX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EXCPX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EXCPX
Annual income on $10K today (after 15% tax)
$367.13/yr
After 10yr DRIP, annual income (after tax)
$484.30/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, EXCPX beats the other by $125.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EXCPX + SCHD for your $10,000?

EXCPX: 50%SCHD: 50%
100% SCHD50/50100% EXCPX
Portfolio after 10yr
$27.7K
Annual income
$496.18/yr
Blended yield
1.79%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EXCPX buys
0
SCHD buys
0
No recent congressional trades found for EXCPX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEXCPXSCHD
Forward yield4.32%3.44%
Annual dividend / share$0.43$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.5K$29.0K
Annual income after 10y$569.76$422.61
Total dividends collected$5.0K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: EXCPX vs SCHD ($10,000, DRIP)

YearEXCPX PortfolioEXCPX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,132$431.92$11,224$344.10$92.00SCHD
2$12,361$449.35$12,567$354.98$206.00SCHD
3$13,692$466.31$14,038$365.30$346.00SCHD
4$15,133$482.75$15,648$375.06$515.00SCHD
5$16,691$498.65$17,410$384.27$719.00SCHD
6$18,374$514.01$19,335$392.95$961.00SCHD
7$20,189$528.80$21,437$401.10$1.2KSCHD
8$22,145$543.03$23,733$408.75$1.6KSCHD
9$24,252$556.68$26,237$415.91$2.0KSCHD
10$26,519$569.76$28,968$422.61$2.4KSCHD

EXCPX vs SCHD: Complete Analysis 2026

EXCPXStock

The investment seeks to provide long-term total return, and its secondary objective is to provide preservation of capital. The fund will invest, under normal circumstances, at least 80% of its assets in bonds and other financial instruments, principally derivative instruments and exchange-traded funds (ETFs), with economic characteristics similar to bonds. It may invest up to 50% of its assets in below investment grade securities (also referred to as "high yield bonds" or "junk bonds") and may invest up to 50% of its assets in non-U.S. dollar denominated securities, including securities issued by companies located in emerging markets.

Full EXCPX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.